Episodes

This episode marks 10 years of Everyone’s Talkin’ Money—formerly Millennial Money. Over the past decade, I’ve interviewed hundreds of experts, financial therapists, and entrepreneurs, and today, I’m sharing the 10 biggest money lessons I’ve learned. In this episode, you’ll learn: How money trauma impacts your financial decisions—and how to heal from it Why wealth isn’t about how much you make but how you feel The key to building a spending plan that actually works Why you can’t “out-earn” a ...

Most people think saving every penny is the key to financial security. But what happens when saving isn’t just a strategy—it’s an obsession fueled by fear? In this raw and unfiltered episode, I sit down with Tess Waresmith from Wealth with Tess, who opens up about how childhood money fears shaped her into a compulsive saver. She believed hoarding money was the only way to feel safe—until she realized that true financial freedom required more than just saving. In this episode, we dive into: How...

In this Ask Shannah episode, I’m answering two big money questions from listeners who want to make the right financial moves but aren’t sure how. Question 1: "Am I on the right track financially?" How do you actually know if you’re making smart money moves? I’ll break down how to assess where you are, what a strong financial foundation looks like, and what to do next if you’re feeling stuck. Question 2: "Should I consider debt consolidation?" Debt consolidation sounds like a quick fix—but is i...

Do you ever catch yourself thinking, “It’s too late for me to learn about money,” or, “I’ll never get out of debt”? Maybe you’ve convinced yourself that earning more money is the magic solution to happiness. These limiting beliefs about money are all too common and can keep you stuck in a financial rut. In this powerful episode, I’m joined by two incredible money experts—Jordan Grumet, aka Doc G., host of the Earn & Invest podcast, and Joe Saul-Sehy, host of The Stacking Benjamins Show. Togethe...

I’m spilling the tea on 10 secrets to paying off debt that no one talks about—the hacks, mindset shifts, and strategies that will finally help you take control of your finances and kick your debt to the curb. No boring advice here. We’re getting tactical, emotional, and a little unconventional with tips that actually work. Whether you’ve got credit card debt, student loans, or just want to get ahead faster, this episode is packed with actionable steps to help you crush your debt while still liv...

Let’s get real: no one teaches you the real secrets about money. You’re expected to just figure it out—and that’s total BS. So today, we’re fixing that. In this vault episode, I’m sharing 13 powerful money lessons that will change the way you think about earning, spending, and saving. These are the game-changers—the advice no one talks about because they assume you already know (hint: most people don’t). Here’s what we’re covering: Why it’s NOT about how much you earn but how much you keep (a...

You’ve been lied to about money your entire life. These lies are keeping you stuck, stressed, and wondering why you can’t seem to get ahead financially. But today, I’m breaking it all down for you. In this episode, I’m exposing the biggest money lies you’ve been told—and more importantly, I’m giving you the truth that can change everything about how you manage your finances. We’ll tackle: Why money is more about emotions than math (and how to manage your money mindset). The hustle culture my...

In this episode of Everyone’s Talkin’ Money, I'm joined by Jen and Jill from the Frugal Friends podcast and authors of Buy What You Love Without Going Broke to explore the often misunderstood concept of frugality and how it ties to intentional spending, personal values, and financial empowerment. They dive deep into the psychology of spending, the role of dopamine in impulse buying, and practical strategies to align your money habits with what truly matters. Together, they break down how to red...

Ever feel like your thoughts about money are running the show—and not in a good way? You’re not alone. From family influences to societal expectations, your brain is like a sponge soaking up everything about money, creating beliefs that might be keeping you stuck. But here’s the good news: you don’t have to stay stuck. In this reboot episode, I’m sitting down with Kara Loewentheil—J.D., Master Certified Coach, host of the hit podcast Unfck Your Brain*, and author of Take Back Your Brain. Kara ...

Ready to ditch the traditional budgeting rules that never seem to work and finally take control of your debt? In this episode, we’re tearing up the budget and introducing The Anti-Budget Blueprint—a simpler, more effective way to fast-track your journey to debt freedom. We’ll cover: Why traditional budgets fail most people (and what to do instead). The key steps to creating a spending plan that feels good and works. How to prioritize your debt payoff without sacrificing everything you love. ...

In this episode of Everyone’s Talkin’ Money, I’m getting real about the fears and stories that keep so many of us stuck in our financial journeys. If you’ve ever felt too scared to check your bank account, ashamed of your spending habits, or just unsure how to move forward, I’ve got you covered. Together, we’re diving into the real reason behind these fears, how they show up, and, most importantly, how to tackle them head-on. With humor, vulnerability, and actionable steps, I’ll help you rewrite...

Are you ready to make 2025 your year of adventure? In this episode, I’m joined by travel expert Lyn Mettler from Families Fly Free to talk all about the exciting travel opportunities waiting for you and how to make them happen without breaking the bank. We’re diving into: Revenge Travel 2.0: Why 2025 is the year people are hitting the skies and roads like never before. Miles & Points Mastery: How to use miles and points to slash your travel costs. Southwest Airlines’ Companion Pass: The ulti...

MC Hammer went from being worth $33 million to filing for bankruptcy with over $13 million in debt—just six years after his peak. But his story isn’t just about parachute pants and wild spending; it’s a cautionary tale for all of us about the dangers of lifestyle creep, overspending, and bad investments. In this episode, I break down Hammer’s rise, fall, and reinvention, exploring the financial mistakes that led to his downfall and the lessons we can take to avoid the same traps. You’ll learn: ...

Are you grinding away at your money goals but still feeling unfulfilled? You're not alone. In this episode of Everyone’s Talkin’ Money, I chat with Jordan Grumet to tackle the big question: What’s the difference between purpose and happiness? Why do so many of us struggle with purpose anxiety? And how can we rethink our relationship with money to build a life that feels truly meaningful? Jordan breaks down the difference between 'big P' purpose—the daunting, goal-oriented ideal that can cause a...

Quick question: is your credit score secretly holding you back? If you’ve ever felt stuck, rejected, or overwhelmed by your credit, you’re not alone—and trust me, it’s not your fault. In this episode, we’re pulling back the curtain on all things credit to help you take back control. Monique White joins me from Self.inc, and together we’re breaking down the biggest credit myths that are messing with your score, plus the actionable steps you need to start improving it today. We’re talking about t...

I wrote a book! Yes, you heard that right. In this bonus episode, I’m pulling back the curtain on my new book, Unraveling Your Relationship with Money, and sharing the deeply personal journey of bringing it to life. This isn’t just a book; it’s a game-changer for anyone who feels stuck, overwhelmed, or stressed about money. Unraveling Your Relationship with Money is your step-by-step guide to heal money blocks, rewrite your financial story, and build unapologetic wealth. I’ll talk about why I w...

Welcome to 2025, the year you finally take control of your money! In this episode of Everyone’s Talkin’ Money, we’re ditching the tired resolutions and setting bold, unapologetic money intentions that actually stick. If you’ve ever felt overwhelmed, stuck, or like you’re just surviving financially, this episode is for you. Here’s what you’ll learn: Why Resolutions Suck: Spoiler alert—they’re vague and boring. Learn how intentions create real change and how to set ones that excite you. Action...

As the year comes to a close, I’ve been reflecting on my own money story—where I’ve been stuck, what I’ve accomplished, and where I want to go in 2025. If you’re anything like me, you’re probably thinking about the changes you want to make and how to finally reach those goals you’ve been dreaming about. In this episode, I’m joined by Summer McStravick, the creator of Flow Dreaming, to explore how this practice can help you reset your mindset, align with your goals, and step into the new year wi...

What’s the one thing you really wish you could figure out about your money before the year ends? Maybe it’s why you always feel broke, how to stop panic spending, or even just mustering up the courage to log into your retirement account without breaking into a cold sweat. we’re diving into something so juicy it might just change how you start 2025: 8 Questions to Finally Get Financial Clarity Before the New Year. Here’s what we’ll cover: The real questions you need to ask yourself about your ...

What if the next five years could be the best of your life—including your bank account—but only if you stop winging it and actually make a plan? Let’s face it: most of us spend more time planning a vacation than we do mapping out our future. But what if 2025 could be the year you crush your money goals and start creating a life you’re obsessed with? Today, I’m hanging with the amazing Catherine Collins, and we’re spilling the tea on why a five-year plan isn’t just some boring concept—it’s the u...

Let me guess—your holiday spending got a little out of control again this year? You're not alone, friend. The holidays have a way of making us swipe, click, and overspend like there’s no tomorrow. Then January hits, and you’re left wondering what just happened to your bank account. Sound familiar? Today, I’m hanging out with the Budget Besties, Shana and Vanessa, to unpack the emotional baggage behind holiday overspending and share the ultimate game plan to bounce back stronger than ever. We’re...

Your money struggles aren’t really about money—they’re about the fears you hide, the dopamine driving your spending, and the emotional baggage you didn’t ask for but carry anyway. In this episode, I’m joined by Aja Evans, financial therapist and author of Feel-Good Finance, to unravel the messy connection between your emotions and money. Together, we’re calling out fake financial milestones, exposing the real reasons behind your money habits, and breaking free from the self-worth-bank-account t...

What if the way you think about money isn’t really your fault? In this episode, I sit down with Elizabeth Husserl, author of The Power of Enough, to unravel the concept of financial DNA—the inherited beliefs, patterns, and habits that shape your relationship with money. Together, we break down why the traditional “abundance vs. scarcity” mindset is outdated and how redefining wealth beyond material possessions can change everything. Elizabeth introduces practical tools like the Wealth Mandala ...

Navigating money as a couple can be challenging, but what happens when there’s a big age gap? In this Ask Shannah episode, I’m diving into the unique financial considerations for couples with significant age differences. Whether it’s retirement planning, managing income disparities, or aligning long-term goals, I’m sharing real-life strategies from my own relationship and insights from couples I’ve coached. Tune in for practical tips on building a financial plan that works, no matter the age gap...