Episodes

Ready to face your financial fears? In today’s Halloween-themed episode, I take you on a haunted tour through the spine-chilling world of scary money decisions you do not want to make. From scary impulse buys to zombie retirement plans, these terrifying mistakes are lurking around every financial corner—and we’re here to keep your wallet safe from the things that go bump in the bank! Here’s what you’ll learn: The Curse of Minimum Payments: Why that “minimum due” might just be the most dangerou...

Ready to fuel up your wallet with cash savings? This episode is all about slashing your car insurance costs—and trust me, it’s juicier than it sounds! You know how I’m obsessed with finding travel deals on sites like Kayak, Expedia, or Tripadvisor? Well, car insurance deserves the same treatment! This episode is like getting a money-saving power-up, with Nicole Beck, Head of Communications at The Zebra, revealing how you can game your insurance for serious savings. It’s not just about cutting c...

In today’s episode, we dive into the critical steps to protect your finances in a second marriage. After my own divorce, I knew I needed a different approach to build a strong financial foundation in a new relationship. This episode is filled with real, actionable advice for anyone navigating a breakup or a fresh start in love and finances. We’ll cover: Lessons learned from my first marriage, including financial mistakes and oversights Key financial boundaries I set in my second marriage to p...

In this Vault Ask Shannah episode, we dive into a raw and relatable question from listener Nicole, who struggles with money fights that threaten her relationship. After 5 years together and therapy sessions that feel like they’re going nowhere, Nicole and her partner are still sneaking purchases and letting money issues take the driver's seat in their relationship. Sound familiar? If you feel like money is f-ing up your love life, too, you're not alone. Tune in as I share expert advice on how to...

In this episode, we’re diving into a powerful money self-love exercise that can transform your relationship with money. Life is hectic, but taking a few minutes to answer these 5 essential money questions will help you uncover what role money plays in your life and what’s standing in the way of achieving your biggest money goals. Whether you want to build wealth, crush debt, or feel more in control of your finances, these questions will offer clarity and direction. Tune in for a quick but impact...

Paying off debt isn't just about following some boring budget advice. If it were that easy, you'd already be debt-free. In this episode, I dive into the real secrets no one talks about when it comes to debt—why it’s not just a financial problem but an emotional one and how you can actually flip the script to make it work in your favor. I’m breaking down the psychological side of debt payoff, revealing how small wins can give you the momentum to crush it, and sharing some of the most insane thing...

Are you tired of the paycheck-to-paycheck grind? What if I told you that a few simple habits are the only things keeping you broke? In this episode, we will break down the five sneaky money habits that could sabotage your financial freedom—and, more importantly, how to shatter them once and for all. Our guest, Julia Carlson, a seasoned financial leader with over 25 years of expertise, the visionary founder of Financial Freedom Wealth Management Group, and author of “Money Loves You,” doesn’t sug...

In today’s solo episode, I'm diving into the all-too-common feeling of never having enough money and exploring why this mindset is so persistent. I'll explain the emotional roots of the scarcity mindset, why it’s so universal, and offer actionable strategies to break free from the “never enough” trap. This episode is packed with edgy, relatable insights, plus practical tips and exercises that are designed to empower you and make you feel capable of transforming your money story and stepping into...

If you are in search of becoming financially free, you need to know these five principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and hosts The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the best life they can. In this unique Best Of episode, which, by the way, you will need to listen to more than once to...

What do you do when a hurricane wipes out your town—and your wallet? In this episode, I’m breaking down the gritty, real-life money lessons I learned after Hurricane Helene tore through Asheville, NC. From stashing cash for emergencies to calling your credit card company to beg for a break, these tips aren’t your average financial advice. This is survival mode, people. We’re talking about how to handle money when disaster strikes, including quick cash moves, disaster-proof budgeting, and essenti...

Let me ask you—what if I told you the gender pay gap isn’t just about your paycheck? It’s time to wake up because you’re leaving way more on the table than you think. Today, I’m sitting down with negotiation expert Kathryn Valentine, CEO of Worthmore Strategies, where she helps organizations advance female talent, and we’re dropping the ultimate list—75 things women can successfully negotiate for at work besides salary. That’s right, 75! Why am I so fired up about this? Because I know first-hand...

In this vault Ask Shannah episode, I’m sharing two listener questions from Bernice and Cindy and jumping headfirst into sharing my biggest money lessons and things I would do differently if I could do them again. Through my transparency, I hope you can see we all make money mistakes and struggle with our relationship with money. It doesn't matter how much money you have or make; you aren't immune to money mishaps. CONNECT WITH SHANNAH FREEBIE: Show Me the Money Workshop FREEBIE: She’s Got Weal...

In this episode of Everyone’s Talkin’ Money, we’re diving into the real talk on how to actually hit that million-dollar mark with Tess Waresmith, who did it herself—and she’s here to spill all the secrets. Tess explains how shifting your money mindset can fast-track your wealth, why index funds are your best friend, and how compound interest can make your cash work harder than you ever could. Plus, she’ll school you on cash flow management, using tax-advantaged accounts like IRAs and 401ks to yo...

How much does a dog really cost (hint: more than you think). This special vault episode is about our furry best friends and explores dog ownership and the costs vs. investment. Our guest on this dogolicious episode is Krista Karpowich, who owns Wag Out Loud and is the host of the Wag Out Loud pawdcast. The Wag Out Loud podcast is a show that helps us pet parents to be the best advocates for your dog’s health and wellness. She’s here to share everything she knows about dogs, including how much mo...

Are you ready to get rid of debt but don't know where to start? In this vault episode, I explain how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note: this episode is not just for newbies. As a financial planner, I worked with people of all ages who couldn’t figure out how to handle debt. So, you are not alone if you’re struggling with debt. You'll learn the two strategies to pay off debt, how to deal with the emotions ...

If your first thought about money isn’t positive, it’s not your fault—it’s the result of deep-rooted programming from society and family. Changing your mindset requires rewiring these thoughts. In this episode, I’m joined by Kara Loewentheil, host of Unfck Your Brain* and Master Certified Coach. We dive into practical strategies to rewire your money mindset, including Kara’s thought ladder, how to break free from scarcity thinking, and more. LINKS Unf*ck Your Brain podcast Kara's website Take ...

If you’re in a relationship, love and money can be tricky topics! Talking about money with your partner, let alone figuring out your shared goals and vision for life, often falls to the backburner - the “I’ll do it later” list. That’s why I’m sitting down with the incredible Emily Luk, CEO and co-founder of Plenty, to tackle the topic of money in relationships. Plenty is a wealth platform for modern couples to invest and plan their futures together. In this episode, Emily shares some amazing ins...

The Fed, the Fed, The Fed, you’ve heard this a lot if you listen to the news. You’re probably thinking, ok, so why should care what the FED does, and who are they anyway? Well, the Fed will most likely lower the interest rates on Wed, Sep 18th (one day after I’m recording this episode) and one day before you’re hearing this episode. I think it’s time we talk about who the fed is, why they are lowering the interest rate, and probably more important to you…What should you be doing after it’s dropp...

In this solo episode, I cover everything you need about Health Savings Accounts, aka HSAs. This episode was inspired by six listeners who all wanted to see if they should have an HSA. Also, there are a lot of questions about what precisely an HSA is, how one works, and how you can use it. I'm covering it all, including a conversation with Rida Wong from hsastore.com. LINKS Hsastore.com Health Savings Account 101 CONNECT WITH SHANNAH Looking for Money Coaching? Book a complimentary 20-minute c...

The personal finance world has a lot of rules and things you should and shouldn’t do with your money. These rules lead to stress, frustration, and competition and, honestly, make you feel like you aren’t doing enough, you don’t have enough, and you’ll never be able to be entirely happy with your money situation. This is so not true. If you’ve ever made a money mistake, which we all have, this episode is for you. In this episode, you'll learn why we all make money mistakes, how to recover from a ...

The burning question we all have is how to build sustainable wealth. Building wealth is great, but maintaining and sustaining it is another conversation. Look at the statistics behind lottery winners. According to the National Endowment for Financial Education, about 70 percent of people who win a lottery or receive a large windfall go bankrupt within a few years. So you've got to know the keys to building wealth and then keeping that wealth. Akeiva Ellis is a financial planner and educator. She...

Do you have authenticity with how you spend and save your money? Chances are you might spend money on things you think you need or that other people spend their money on and then realize that’s not actually what you want. Enter our guest, Catherine Collins. She is a nationally recognized entrepreneur and author of the book Mom's Got Money: A Millennial Mom's Guide to Managing Money Like a Boss. She co-founded a personal development company called Five Year You. In this episode, we explore how to...

It's time to self-sabotaging your money success. Your limiting beliefs and those pesky mindset blocks come from your subconscious mind - in fact, 95%- 97% of your behaviors do. So, if you’ve ever found yourself self-sabotaging your money goals or standing in the way of your success, you’ve got to look at what’s going on in your subconscious. Now, this might sound difficult, but I asked Thais Gibson to join us. Thais is a counselor, bestselling author, and co-founder of The Personal Development S...

Budgeting and managing your money is hard enough when you have a steady monthly paycheck and a laundry list of goals you want to achieve. When you throw in inconsistent income, budgeting becomes even more complex. Like you, I’ve had many months as an entrepreneur when the numbers don’t add up. I’ve learned a few tricks that I want to share with you in this very special reboot episode. What You'll Learn How I learned to budget when running a non-profit business in college What steps you can ta...