Episodes

May 29, 2025

Why Your Brain is Hardwired to Make Bad Money Decisions – And How to Rewire It with Hanna Horvath

Why do we keep making money decisions that go against our best interests? In this episode, I’m sitting down with Hanna Horvath, Certified Financial Planner (CFP®) and financial psychology expert, to unpack why our brains are literally wired to sabotage our financial goals—and what we can do to change that. Hanna shares powerful insights from her work as the creator of “Your Brain on Money,” explaining how cognitive biases like loss aversion and decision fatigue impact everything from investing ...
May 27, 2025

How to Untangle Your Identity from Your Finances: The Separation Process (Part 2)

Welcome to Part 2 of one of the most important and personal episodes of Everyone’s Talkin’ Money. In Part 1, we exposed the damaging belief that your self-worth is tied to your net worth—and now, it’s time to do something about it. In this episode, I walk you through my four-part Separation Process—a framework to help you shift from financial shame to clarity, resilience, and empowerment. You’ll learn how to rewire the way you see yourself in relation to money, so you can stop letting your ban...
May 27, 2025

Why Your Self-Worth Is Not Your Net Worth: The Real Cost of Financial Shame (Part 1)

We need to talk about the belief that’s quietly running the show in so many of our financial lives: the idea that your bank account determines your value as a person. In Part 1 of this two-part solo episode, we’re digging deep into the emotional roots of this toxic money narrative—and why it’s costing you far more than just dollars. If you’ve ever avoided checking your bank balance out of shame, felt behind because of debt, or judged your worth by your income—this episode is for you. You’ll w...
May 24, 2025

Vision Before Budget: The Wealth Framework That Helped Dr. Annie Cole Retire 20 Years Early

What if the reason you’re stuck isn’t your budget—but the fact that you started with one? I’m joined by Dr. Annie Cole, founder of Money Essentials for Women , who turned a $26K social work salary into $1 million in real estate, nearly $400K in investments, and shaved 20 years off her retirement date—all before turning 40. Her secret? A radically different approach to wealth building that doesn’t start with pinching pennies. Annie walks us through her 5-Step Wealth Framework, including how...
May 22, 2025

Breaking the Money Mindset Loop: How Childhood Beliefs Shape Financial Success with Angela Williams

In this episode of Everyone’s Talkin’ Money , I sit down with Angela Williams, a licensed therapist, leadership mindset coach, and founder of AngelaMarie.co. Angela specializes in helping high-profile leaders break through emotional and financial barriers to reach their full potential. We dive deep into how childhood beliefs around money can unknowingly drive financial habits in adulthood—and how to rewrite those scripts for good. You’ll hear: How subconscious money beliefs formed in child...
May 20, 2025

Debt Detox: Why Paying Off Debt Doesn’t Always Feel Like Freedom – Insights from Experian’s Rod Griffin

I’m joined by Rod Griffin, Senior Director of Public Education and Advocacy at Experian, to unpack some surprising insights from their latest survey on paying off debt . You’d think paying down debt would instantly feel like a weight lifted – but for many, it’s not that simple. Rod shares why some people don’t feel that immediate impact and what you can do to make the most of your financial progress. In this episode we discuss: The unexpected emotional disconnect some people experience afte...
May 17, 2025

Reclaiming Your Self-Worth: How to Silence Imposter Syndrome and Stop Outsourcing Your Value with Kamini Wood

Ever feel like you’re wearing a mask of success but underneath, you’re drowning in self-doubt? You’re not alone. In this episode, I sit down with Kamini Wood, CEO of Live Joy Your Way and founder of AuthenticMe® Life Coaching, to uncover why so many of us feel like imposters despite our accomplishments. Kamini shares her personal journey from chronic people-pleaser to self-worth advocate and the strategies she uses to help high achievers reclaim their power and stop outsourcing their value. We ...
May 15, 2025

Stop Budgeting Like a Broke Girl: Build a Spending Plan that Honors Your Life

Does the word “budget” make your skin crawl? You’re not alone – but it doesn’t have to be that way. In this episode, we’re flipping the script on traditional budgeting and showing you how to build a spending plan that empowers rather than restricts. You’ll hear: Why most budgeting systems are set up to fail – and how to create one that actually works for you. How to identify your core money values and align your spending with what truly matters. The Three-Bucket Spending Plan that turns your...
May 13, 2025

Breaking Free from Golden Handcuffs: How to Align Your Career with Your Values and Financial Goals with Eliana Goldstein

Are you trapped in a career that pays well but leaves you feeling unfulfilled? In this episode, career coach Eliana Goldstein reveals why so many ambitious professionals find themselves in the 'golden handcuffs'—high-paying jobs that don't align with their values—and how to break free without sacrificing financial security. You'll hear: Why the 'golden handcuffs' trap so many high achievers The common financial and emotional patterns Eliana sees in her clients How to identify your career val...
May 10, 2025

Money, Motherhood, and Rediscovering Yourself After Years as a SAHM — Insights from Karen Johnson, the 21st Century SAHM

In this episode of Everyone’s Talkin’ Money , we’re diving into the untold story of stay-at-home moms and financial independence with Karen Johnson, also known as The 21st Century SAHM . Karen opens up about her powerful new book, What Do I Want to Be When They Grow Up? , and the identity crisis many mothers face when they step away from a paycheck to raise their kids. You’ll hear: How to reclaim your financial worth as a stay-at-home mom — even if you’re not bringing in income The emot...
May 8, 2025

How to Heal Your Relationship with Money: Rachel Duncan on Budget Burnout, Spending Addiction & Financial Compassion

Are budgets making you feel trapped instead of empowered? In this episode of Everyone’s Talkin’ Money, Shari sits down with Rachel Duncan, a financial therapist and founder of the Money Healing Club, to discuss why traditional budgeting often backfires — and how to break free from the binge-and-restrict cycle for good. Rachel reveals how emotional spending can spiral into spending addiction, why self-compassion is the missing link in most financial plans, and how to create a spending plan that actually aligns with your life. You’ll hear: Why Rachel believes traditional budgeting is a recipe for financial burnout How to spot the emotional triggers behind spending addiction and take control The real reason emotional spending can feel impossible to stop — and how to heal it Rachel’s practical tips for building a spending plan that’s flexible, sustainable, and guilt-free Ready to take the first step toward financial healing? Rachel is offering 50% off the Money Healing Club for all listen…
May 6, 2025

The Frugal Feminista Way: Kara Stevens on Emotional Spending, Avoidance, and Financial Freedom

In this episode of Everyone’s Talkin’ Money, I’m joined by Kara Stevens—founder of The Frugal Feminista, personal finance coach, and unapologetic advocate for women healing their relationship with money. Kara opens up about her journey from earning six figures while buried in $65K of debt to building a life centered around emotional well-being, financial clarity, and aligned values. We talk about how money avoidance shows up in sneaky ways, why emotional spending isn’t just about impulse, and how to demolish debt without feeling like you’re in financial lockdown. You’ll hear: Why income doesn’t equal financial confidence How generational money trauma impacts Black women in particular What “values-based budgeting” actually looks like in real life The difference between being rich and feeling rich Why healing—not hustling—is the real secret to long-term wealth We also dive into Kara’s approach to parenting around money, navigating side hustles while holding a 9-to-5, and the mindset shi…
May 2, 2025

30 Is Not the Deadline: Kate Berski on Beating Financial Anxiety and Growing Real Wealth

Feeling like you’re running out of time to “get it together” financially? You’re not alone—and more importantly, you’re not behind. In this episode of Everyone’s Talkin’ Money, host Shari Rash sits down with author, entrepreneur, and creator of The 30Phobia Project, Kate Berski, who went from broke at 29 to millionaire by 39. She’s proof that financial timelines are made up—and that it’s never too late to take charge of your money, your mindset, and your future. Kate gets real about the financ...
May 1, 2025

If You Think You’re Bad With Money…Listen to This

If you’ve ever said, “I’m just bad with money,” this episode is your wake-up call. Money isn’t just math—it’s emotion, memory, survival, and shame. And chances are, you were never taught how to have a healthy, empowered relationship with it. In this solo episode, Shannah peels back the emotional layers of what it really means to be “bad with money” and guides you through a powerful reframe that can shift everything. You’ll laugh, maybe cry (in a good way), and definitely leave with a new persp...
April 29, 2025

Money Is Self-Love: Redefining Wealth, Worth, and Receiving with Elizabeth Ralph

What if money isn't just about budgeting, saving, or grinding harder—but instead, a form of radical self-love? In this powerful episode of Everyone’s Talkin’ Money, Shari sits down with Elizabeth Ralph—wealth strategist, intuitive investor, and host of The Spiritual Investor podcast—to completely rewire how we think about money. A former financial executive turned energetic wealth mentor, Elizabeth shares how money and love operate on the same frequency—and how learning to receive is just as im...
April 25, 2025

Talking About Death, Planning for Peace: Dr. Kimberly Harms on Grief, Legacy & the Money Conversations We Avoid

Let’s face it—most of us would rather do anything than talk about death. But avoiding the conversation doesn’t make it go away—it just leaves your loved ones drowning in decisions, grief, and sometimes financial chaos. In this episode of Everyone’s Talkin’ Money, I sit down with Dr. Kimberly Harms, a grief counselor, death doula, mediator, author, and former national spokesperson for the American Dental Association, who has lived through more loss and reinvention than most of us can imagine. Fr...
April 24, 2025

How to Raise Money-Smart Kids: What a Middle School Class Taught Me About Money

What happens when you hand a mic to a room full of 8th graders and start talking about money? You get insights that are smarter, bolder, and more financially sound than you’d expect — and in some cases, more than most adults can offer. In this episode of Everyone’s Talkin’ Money, I’m taking you behind the scenes of my daughter’s middle school Career Day, where I spoke about being a money expert and podcaster. But instead of just lecturing, I flipped the script and asked them the big money quest...
April 22, 2025

Broke Presidents, Big Mistakes: Real Money Lessons from the White House (with Megan Gorman)

Money is the great equalizer—even for U.S. presidents. In this episode, bestselling author and financial expert Megan Gorman joins me to reveal the surprising, messy, and totally relatable financial stories of America’s commanders-in-chief. Shannah and Morgan dig into how student debt, budgeting failures, and quiet financial panic have shaped the men who shaped the country. And trust me—these aren’t the stories you learned in history class. From Thomas Jefferson’s spending addiction to why Herb...
April 18, 2025

5 Career Rules You Need Now (Especially in This Economy)

In a world of layoffs, AI disruptions, and career burnout, it's never been more critical to take control of your professional life. In this episode, Erika Ayers Badan—author of Nobody Cares About Your Career—breaks down the five simple (but powerful) actions you need to succeed at work: do the work, always be learning, build your network, make time to think, and have a clear vision for your career. We dive deep into what it really means to own your career path, how to stay grounded when things ...
April 17, 2025

Women and Wealth: Why the Financial Industry Is Failing Female Investors (And What Needs to Change)

By 2030, women will control over $30 trillion in wealth—but the financial industry still hasn’t caught up. Despite this massive shift, many female investors feel underserved, unheard, or outright ignored by traditional financial advice.
April 15, 2025

Why You Shouldn’t Celebrate Your Tax Refund (And What to Do Instead)

Getting a big tax refund might feel like winning the financial lottery—but spoiler alert: it’s not free money, it’s a sign you’ve been giving the IRS an interest-free loan all year.
April 11, 2025

Surviving Life’s Most Expensive Phases Without Losing Your Mind

Conquer Every Expensive Life Phase With Confidence (and a Game Plan)
April 10, 2025

Comparison: The Silent Money Killer

Feeling like you’re behind in life (and in your bank account)? You’re not alone — and you’re definitely not broken. In this first solo episode, Shari Rash is calling out one of the biggest silent killers of your financial peace: comparison. Spoiler alert: It’s not just draining your confidence — it’s draining your wallet, your energy, and your joy. In this episode, you’ll learn: Why comparison quietly wrecks your money mindset How to spot when comparison is driving your financial decisions ...
April 8, 2025

Should I Buy a House with My Boomer Parent? | A True Home Confessions Crossover

What happens when the only person who can help… is you, but you're already drowning? In this special crossover episode, I’m sharing my recent appearance on the incredible True Home Confessions podcast. A listener calls in with a heart-wrenching dilemma: her mom is aging, refusing help, and hinting at moving in. The problem? She’s not financially or emotionally ready—and she’s stuck in that “good daughter” guilt loop. You’ll hear my advice on what to actually consider before combining finances o...