Episodes

As our guest, Ken Honda author of the book Happy Money says, "Money is energy. It can be happy or unhappy." So I’m curious, is your money happy, does it smile back at you, because it really should. Ken is a legend in Japan. He’s japan’s bestselling zen millionaire, and his best selling book, Happy Money: the Japanese Art of Making Peace with Your Money is a MUST read. Alright, now that I piqued your interest, let’s hear from Ken what exactly is happy money. What You'll LearnHow to determine if your money is happy or unhappyThe difference between the Japanese way and the U.S. way of handling moneyWhy most people are in a deeply unhappy relationship with moneyHow Ken Honda decided to focus his effort on the concept of happy moneyPractical ways to handle your emotions around moneyLinksHappy Money bookKen Honda's websiteKen Honda's Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the …

I’m throwing my hands in the air and telling you straight up that I love to shop – but I equally love finding a good deal and feeling like I’ve won at ballin’ on a budget. That means I need a little strategy behind my shopping. I asked Trae Bodge, our resident smart shopping expert, to dish everything you need to know how to shop smart and save money all year long. What You'll LearnHow and when to find the best shopping dealsWays to cultivate a good mindset around shoppingAre shopping apps and coupons worth your timeDoes price matching actually workShould you buy online or in-store for the best dealsHow to think about shopping once you're debt-freeTrae's secret tips to save money all year long LinksTrae's websiteTrae on InstagramTrae on Twitter Book of the Month January's pick: Holistic Wealth by Keisha Blair SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcas…

I discovered a secret a long time ago that I want to let you in on. The power of therapy – not only for things like relationships, or anxiety, or depression but also for things like money. Therapy is a great tool to help you figure out why you do or do not make certain money decisions. So in this episode, I head straight to the therapy couch with Terry Ladow to find out how you can heal your habits, your heart, and your mind and spur on some money mental fitness. What You'll LearnWhat is therapyWhy I'm so passionate about therapyWhat can you expect to do in a therapy sessionWhy would you choose to go to therapy or see a counselorWhat are some of the benefits you can expect from therapyHow therapy can help your money mindsetAlternate forms of therapy if you can't afford traditional therapyHow to find a good therapistWhy we all need to communicate more and how you can incorporate that in your daily lifeLinksTalkspace online therapyTerry Ladow's email - teach2think@gmail.comCalm med…

How we view life’s inevitable setbacks can have a profound effect on our overall well-being. After all, crumbling under the weight of disappointment isn’t nearly as productive as finding a way to be happy with a new reality — even when that reality is beyond anything we could have imagined. Michaela Renee Johnson is sharing her profound story of turning life’s stumbling blocks into stepping stones on this episode and how you can do the very same thing. What You'll LearnMichaela's journey from living in an upscale area in Sacramento to a 27-ft trailer in the Sierra Nevada mountain rangeHow to survive stumbling blocks Strategies to turn any stumbling block into a stepping stone for the futureThe scoop behind Michaela's book, Teetering on DisasterThe power of your money story and how you can re-create yourself   LinksTeetering on Disaster bookMichaela's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT…

I want you to imagine a life where you are financially savvy and independent, living with purpose and generosity while inspiring others. Keisha Blair, the author of the book Holistic Wealth, is our guest on this episode and she’s dishing life lessons to help you find purpose, prosperity, and happiness in your life right now. What You'll LearnWhat is holistic wealthThe 6 laws that govern holistic wealthKiesha's story of finding holistic wealth after the tragic death of her husbandActionable steps to bring holistic wealth in your lifeHow to live an abundant life with purpose Episode Sponsor Thanks to our episode sponsor You Need a Budget. You Need A Budget is an award-winning software and a proven budgeting method—that works. Gain total control of your money. Stop living paycheck-to-paycheck, get out of debt and save more with YNAB. Stop stressing about money and start your FREE 34-Day trial of YNAB today by going to ynab.com/millenial. Book Club of the Month For January, we’re…

I think Kermit the Frog said it best, "Life’s like a movie. Write your own ending." So what do you want your movie to look like? It’s 2020, and that means it’s time to set some money intentions for the year that you can achieve, that will change your life, that have you looking back at 2020 in awe of all the amazing things you’ve done. What You'll LearnHow to change negative emotions around moneyPowerful ways to set intentions for 2020Why intentions matter more than resolutionsWhy you need to create a "wouldn't it be cool if" listHow to create a list of your top three intentions and strategies to achieve them SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get SocialShannah on TwitterShannah on Instagram See Privacy Policy at https://art19.com/privacy and…

New Year’s resolutions don't work, it's a proven fact. So why would you waste time or energy making resolutions? I’ve got a better plan I’m going to share with you in today’s episode. According to U.S. News, 80% of New Year's resolutions fail by February. And, in a poll that was taken in 2017, 53% of people said their resolution was to save money and 45% was to lose weight and get in shape while 25% of people said they just wanted to have more sex. Ok, well those aren’t bad resolutions, right. But they don’t stick. So what can you do – you’ve got to have a different plan for success – and it’s not about resolutions it’s about action. What You'll LearnHow to relax into the new year without a laundry list of resolutionsWhy resolutions don't workHow to set goals and make an action plan that will workHow to embrace you in the new yearWhy you should be thankful for the past and move on SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to…

I’m so excited to have back on the show our resident investing guru Michele Schneider. She’s sharing 9 investing megatrends that you need to know for 2020 and a whole lot of investing info to help you know where to put your money next year. You might remember Michele who wrote the book Plant your Money Tree and was on an earlier episode this year. I’m so in love with her book – I keep it as one of my staples on my nightstand and come back to when I need a good investing refresher. What I love about Michele and her advice is that she talks to us like we’re human and really explains the complex terms. What You'll LearnThe 9 investing megatrends Michele says you need to pay attention toHow to spot a megatrendHow to research a megatrendHow to think about investing past your 401(k) and IRAMichele scoops her upcoming bookLinksPlant Your Money Tree bookMichele on TwitterMarketGuage SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe…

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This episode reboot is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. What You'll LearnWhy I decided to upgrade four areas of my life where I spend the most amount of timeHow to create a plan for upgrading your life based on your budgetMy 25%-50% rule that I use whenever I get extra cashHow spending money where you spend your life can help bring balance to all areas of your lifeHow to figure out what areas of your life need some upgrading LinksCasper MattressAvocado MattressThe best mouse ever SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to ha…

I’m curious, how you feel about networking? For most of us, the idea of networking can be fear-inducing. The good news is you now have permission to throw out the old-school networking rules. As our guest, Charles Ruffolo The NetworKing says, the key to networking your way to success isn’t really about you, it’s about what you can give. What You'll LearnThe five basic steps to networkingWhy you can throw out elevator pitches for goodHow Charles stepped into networking and turned it into a businessWays to get people to remember youHow to use networking to help you financiallyCharles' #1 rule when it comes to networking LinksThe NetworKingCharles on YouTubeCharles on Twitter SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get SocialShannah on TwitterShannah…

If you've never taken a look at a credit union, now is the time. Credit unions are a cooperative banking system meaning they exist literally to give back to their members. Get this, there are over 9,000 credit unions in the U.S. One of the things that makes me so excited is that credit unions are non-profits. They pass profits back to members in terms of lower fees and better rates.  You may remember Tamar Atamian, VP of Marketing and Advertising from Wescom Credit Union, from an episode in October, and we are back for part 2 to help you fall in love with credit unions and uncover why credit unions might just be better than banks. What You'll LearnWhat is a credit unionWhat makes credit unions different from traditional banksHow credit unions pass profits back to membersHow you can join Wescom credit unionWhy credit unions like Wescom give back to the communityHow to find and join a credit union LinksWescom Credit UnionTamar Atamian on LinkedInWhat Would You Give Up to Get Rid …

You’ve got only a few more days to enroll for open enrollment for health insurance in 2020. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know and how to save some bucks in the process, like her great tip on whether to choose an HMO or PPO (hint, there’s more gems like this one in the episode). What You'll LearnHow to figure out whether you should have a PPO or an HMO (and Ashley's $84K trick)What a health savings plan is and why you might want oneThe biggest lessons Ashley learned putting together her guide to hacking health insuranceTricks to help you save money on your monthly premiumWays to save money on prescription drugs Career and money advice from Ashley LinksCosmo's Smart Girl's Guide to Hacking Health Insurance Open enrollment guidelinesAshley on InstagramAshley's website SUBSCRIBE & SHARE Wan…

I've got a question for you. What would it feel like to be debt-free, to start over from a blank page, to not have that stress and worry hanging over you? I would imagine pretty good – but becoming debt-free takes time, some tips and tricks and as Michael Bovee says, it’s all about getting to know ourselves. Michael is a debt expert and co-founder of Resolve a company that helps people in financial distress navigate their way to financial health. In this chat, Michael shares ways to pay down debt, the nitty-gritty about debt settlement and the ins and outs of filing for bankruptcy. My rule is there is no room for judgment when it comes to debt – life happens, things happen, let this episode be a tool you can use if you or anyone you know find themselves making debt payoff a top resolution for 2020.  What You'll LearnWhat do consumer debt levels continue to riseIs all debt bad debt?Some practical ways to get out debt beyond the snowball and avalanche methodsWhat you need to know a…

I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing." So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest. What You'll LearnWhy Amanda is passionate about teaching women what they need to know without the bsThe story behind Amanda's successful blog, The Dumpster Dog BlogMoney blindspots women have and how to avoid thoseHow to win at investing even if you are a newbieWhy learning about investing is critical LinksInvested Development course (use code millennial for $50 off)The Dumpster Dog BlogAmanda on Instagram SUBSCRIBE & SHARE Want to be the first…

We all have a money story. A way in which we grew up thinking about money, either consciously or unconsciously and our money story has power over the choices we make and don’t make with our money. Our podcast guest, Dr. Daniel Crosby, a psychologist, and a behavioral finance expert says that behavioral changes around money are tough because we all think our money story is normal because that’s all we know. So then the real question is, how do we create real change with our money? What You'll LearnHow powerful are brains are when it comes to moneyWhy your money story is a critical part of your successHow you can balance the fear of investing with the need to investWhy Daniel decided to write his latest book, The Behavioral InvestorHow you can override your money story and create a new one LinksDaniel on TwitterThe Behavioral Investor bookDaniel on LinkedIn SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’…

Six letters – BUDGET – probably one of the most despised combinations of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set in stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this reboot episode, you'll learn how to create a budget, and why I'm giving you permission to throw out your budget with a few simple caveats.  What You'll LearnUnderstand why you despise the process of budgeting firstWhat questions to ask yourself to get in a better money mindsetWhy setting goals is the key to achieving financial successSo many tips on how to win at budgeting and tracking your money each monthMy easy 1-2-3 system of budgetingWhy you need to be in the driver's seat when it comes to your spending (your future will thank you)Sharing my own story and struggles with budgeting SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscri…

It's that time of year again for Black Friday, Cyber Monday and all the deals. It's easy to get carried away and spend more money than you want during this time of year. Luckily, I’ve got Julie Ramhold from DealNews and Jay Klauminzer from Raise on this episode to help us sort out the money-saving tips we need for Black Friday and Cyber Monday. What You'll LearnWhere the deals are, and where they aren'tHow to shop smarter and make your money stretchMobile apps and websites to help you save moneyWhen the best day is to shopHow to outsmart the retailers and know what to buy whenHow to buy gift cards at a discount with Raise LinksDealNewsRaiseA Sneaky Way to Build Wealth podcast episode SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get SocialShannah on Twi…

Have you ever wondered why we eat turkey, mashed potatoes, gravy and our favorite veggie dish for Thanksgiving? The Thanksgiving meal has evolved so much since the early 1900s and become the holiday we associate with eating until we can't eat anymore. In this Friendsgiving episode reboot, I sat down with the amazing Katherine Spiers, host of the Smart Mouth Podcast, to find out the history behind the Thanksgiving meal and got to the bottom of our pumpkin crazed eating trends. What You'll LearnHow the Thanksgiving meal has evolved over timeHear the fascinating story behind the year of two ThanksgivingsUncover some regional differences in ThanksgivingWhy food has become a powerful mediator to tackling tough conversationsWhat are some of the latest Thanksgiving trendsHow to make the most out of your Thanksgiving on any budget + host an amazing Thanksgiving partyFinally, how to embrace where you're at this Thanksgiving no matter how much money is in your bank account or the goals you…

Spring cleaning is one thing. However, there’s something to be said for cleaning up your finances this fall. Your wallet is going to get a workout in the next few months (hello holidays), so I turned to Rod Griffin from Experian to share with you 5 tips to help you ace your fall financial checkup. What You'll LearnWhat steps should you be taking to clean up your finances this fallHow to give your credit a fall overhaulTips to revisit your spending and cash flowThe best ways to raise your credit scoreOpportunities to bank additional retirement savings this year LinksExperianExperian Boost SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get SocialShannah on TwitterShannah on Instagram  See Privacy Policy at https://art19.com/privacy and California Privacy …

Have you ever wondered how you can sell stuff online and actually make money? In this episode, we're sharing the insider secrets to sell your stuff online. There are tons of places to sell your stuff, but today we’re talking to Brad Williams head of communications at Mercari, the fast-growing resale marketplace mobile app to help you figure out how to sell your stuff and get paid. And, get this, Brad says the average person has around $723 of stuff in their house just waiting to be sold. What You'll LearnThe evolution of the online resale marketplaceHow to figure out what stuff will sell and how to sell itHow you can earn extra money for the holidays using MercariHow to price things so they sellWhat to look for as a buyer (how to spot the deals) Friday FindsViceroy Hotels & Resorts - Code: CYBER2019 (note: deals will be available 11/27-12/6)Gansevoort Meatpacking - Code: CYBERMON (note: deals will be available the week of Cyber Monday, kicking off Dec. 2)Virgin Hotels - · D…

I’ve negotiated for a lot over my career and it always induces a sense of panic coupled with my heart rate shooting way up, but the truth is, every time I negotiate I earn more or pay less. Thanks to Jacqueline Twillie, the Founder and President of ZeroGap.co, a global training, and development firm that specializes in women's leadership within male-dominated industries is who you want in your corner when it comes to negotiation. In this episode, we talk about how men and women do negotiation differently, how you can find confidence in any negotiation situation, and secrets to winning at negotiating your salary and so much more. What You'll LearnThe secrets behind Jacqueline's new book, Don't Leave Money on the TableHow to negotiate to winHow to create a positive mindset around negotiationPractical ways to fight through fear around negotiationWhat to say when you're negotiating and what you need to know LinksDon't Leave Money on the TableZeroGapJacqueline Twillie on LinkedIn …

Today’s guest, Mollie Krengel, founder of Wild Bum and Wild Hive and a warrior for living life with more adventure & meaning, thinks that we need to reframe our minds around travel and has one simple tip to help you do just that - just get out and start exploring. Traveling isn't always about a big lavish trip but is about the experience and how that experience changes you even if you only travel a few miles from your home. And spoiler, you don't need a big budget to do so. What You'll LearnWhy are we not using our vacation days every yearWhat Mollie thinks is missing from travelMollie's tricks to travel on any budgetWhy Mollie started Wild Bum and Wild HiveWhy having curated travel guides is one of the best ways to travel LinksWild BumWild Hive Thanks to Our Sponsor Today's episode is brought to you by Audible - get a FREE audiobook download and 30-day free trial at www.audibletrial.com/MillennialMoney. Audible has over 180,000 titles to choose from no matter what book y…

The stats don't like - three out of every four millennials are in debt and the problem isn't getting better. What responsibility do banks have in this mess? Andrew Au, a modern business leader who helps big global brands know how to translate millennial, is offering some good advice in this episode to help you think about where you put your money and how they are helping you meet your money goals. What You'll LearnWhat responsibilities bank have with the increasing millennial debtHow to know if your bank is helping you or hurting your money goalsHow to best use all the money apps and toolsWhat the future is of money management tech LinksAndrew Au on LinkedIn Thanks to Our Sponsor Big thanks to our episode sponsor, Bluehost. You can start a blog, a new business, even a podcast all for as low as $3.95 a month with my special Bluehost introductory offer by going to bit.ly/bluehostmoney. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click h…

Our guest, Sarajane Case, is an Enneagram expert and host of the Enneagram & Coffee podcast. Sarajane is sharing so much Enneagram wisdom including why you need to think of your enneagram number as your character structure, not your personality type, and how you can use your number to help you with your finances. What You'll LearnWhat the history is of EnneagramWhy Enneagram is having its moment right nowHow can we use our Enneagram number to inform our money choices and behavior around financesA rundown of each of the nine Enneagram numbers and a few traits of each numberSarajane's money story and how she's used her Enneagram number to help her decision making LinksEnneagram & Coffee podcastEnneagram & Coffee Instagram SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah ques…