Episodes

I bet you’re tired of hearing about recessions – recession this, recession that, but friends, now is a good time as any to get yourself and your career recession ready. Brandon Renfro, CFP, Ph.D., Associate Professor of Finance and all-around recession expert says the #1 thing to focus on is your career.  What You'll LearnWhat is a recession and how does one startHow a recession impacts your money situationHow to prepare yourself for a recessionSteps you should take before a recession hitsHow to get your career recession ready LinksBrandon on LinkedInBrandon on FacebookBrandon's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get SocialShannah on TwitterShannah on Instagram See Privacy Policy at https://art19.com/privacy and California Privacy N…

Have you ever wondered - how do I know if I’m making the right decisions with my finances? How can I figure out if I’m saving enough money? How do I manage to pay off my student loans and saving for my future? You’re not alone if these money questions keep you awake at night. Clint Haynes is a CFP, founder of NextGen Wealth and the creator of the Financial Freedom Blueprint. He’s got one simple goal – to help everyone understand the importance of having a financial plan in place so you can hit your goals ASAP and on this episode, I put him in the hot seat to answer all your most-asked money questions. What You'll LearnClint's definition of financial freedom and why he's passionate to help others find itHow to figure out if you are making the right money decisionsWhat are some common money blind spots to be aware ofHow to think about your investmentsWhat you need to know before you hire a financial plannerHow to pay off debt while also saving some cash LinksThe Financial Freedom…

What would you be willing to give up to get rid of your debt and save more money? In this episode, I sat down with Tamar Atamian, the VP of Marketing at Wescom Credit Union, to have a chat about a recent financial survey of Southern Californian millennials. I learned some eye-opening findings like millennials in Southern California save less than $200 a month. It makes sense, this city is expensive and you have to choose how to best use your cash. Whether you live in a big city like Los Angeles or a small city, you know the struggle of figuring out how to save money, how much to save and then what to do with it. What You'll LearnWhat most millennials would do to get rid of debtHow to balance saving money and achieving big goals like buying a houseWhy Tamar thinks credit unions are an important piece of your financial futureHow financial fears are impacting our financesTips to rev up savings in unlikely places LinksWescom Credit Union SUBSCRIBE & SHARE Want to be the firs…

Have you ever had those moments when you know you’ve got some extra cash in your bank account and then you aimlessly spend it all while thinking, "I know there was some good reason I was saving this money?" This reboot episode is all about creating a plan to upgrade areas of your life where you spend the most amount of time because, without a plan, that extra cash will likely be spent on stuff you don't really need. Originally aired earlier this year, I learned so much in this episode that I wanted to share it with you again. What You'll LearnWhy I decided to upgrade four areas of my life where I spend the most amount of timeHow to create a plan for upgrading your life based on your budgetMy 25%-50% rule that I use whenever I get extra cashHow spending money where you spend your life can help bring balance to all areas of your lifeHow to figure out what areas of your life need some upgrading LinksCasper MattressAvocado MattressThe best mouse ever SUBSCRIBE & SHARE Want to b…

My dad is somewhat of a legend in the financial services world. He's been helping people for well over 40 years now and is beloved for his personality and intent on always putting the client's needs before his. I know him as Dad and the person who taught me almost everything I know about personal finance. My Dad, Stan, is joining us for a lively discussion about the advice he has about how to be smart with your money in your twenties and thirties. We'll also talk about the difference between perceptions of money when he was in his twenties versus now - which is always a fun topic for me. Dad's top advice:Save for emergencies (and save more than you think)Invest in your 401(k) and don't touch the moneyCover your risks, but only if you have a strong ER fundDon't be afraid to try and learn when it comes to smart money moves Thanks for Tuning In: Thanks for tuning in to listen to this episode of Millennial Money. You’re awesome and mean so much to us. If you’ve enjoyed this episode, …

The money rules that your mom and dad and previous generations lived by no longer work. As a millennial, you are seeing a very different world. This new world means you’ve got to know what advice still works and what advice just doesn’t cut it anymore. Join me in a solo episode as I break down the money advice that works and what money advice needs to be shown to the curb.  What You'll LearnHow to dissect the money advice you received as a childWhat money advice worked well for our parent's and grandparent'sWhy we need new money advice as millennialsWhat money advice should we keep and how to use it to our advantage  SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Go behind the scenes of the podcast and sign up for our free monthly emails. Ask Shannah Have an Ask Shannah question, submit it here Get SocialShannah on TwitterShannah on Instagram See Privacy Policy at https://art19.com/pr…

Everyone wants to know the secret to kick ass in your career and your life. My guest, Laura Eshelman, is the host of the podcast Kick ass in life, and she has one secret to share that she thinks is the key to kick ass in life. Laura is creator and host of the podcast Kick Ass in Life to help recent grads and others get hired fast, be smart with money and be happier and healthier. Earlier this year Laura released her first ebook on Amazon, “Kick Ass in Your Career.” You won't want to miss her life-changing advice on this episode. What You'll LearnThe keys to kick ass in lifeThe lessons Laura has learned in the corporate world about getting aheadWhy negotiating is your key to success - and how to do it wellLaura's tips on how to afford to live in an expensive cityLaura's money story and the powerful money mindset pieces she's learned over the years LinksKick Ass in Life podcastSite: http://kickassin.life/IG: https://www.instagram.com/kickassin.life/FB: https://www.facebook.com/ki…

One big common misconception is that you have to have a ton of money to start doing cool things with your money, like growing it or giving it a direction, and that simply isn’t true. Some of the best money moves I’ve made is when I didn’t have a lot but I knew I needed to be really intentional and good things happened because I had a plan in place. Our podcast guest, Anna Sergunina is also working to blow up that myth. Anna is a kick-ass Certified Financial Planner and the President & CEO at MainStreet Financial Planning Inc., the nation’s largest fee-only, hourly project-based financial planning business. Even though she became a CFP, she still admits that she made all possible financial mistakes as a young adult. Her career goal is to help you understand that you don't have to be rich to start working on your finances. What You'll LearnWhat are some of the biggest myths that people believe when it comes to money that hold them backWhat is a money roadmap and how do you crea…

I've often said that retirement is going to look very different for us - unlike anything we've seen before and that will require a different way we save our money. Meet Daniel Ameduri, whose new book, Don’t Save for Retirement, offers a unique way to think about retirement that is somewhat counterintuitive to how we’re being taught. He's joining us on the podcast to talk about how you need to think about retirement, and hint, it’s unlike your parent’s and your grandparent’s version of retirement. What You'll LearnThree reasons why Daniel says retirement will be differentHow to plan and save for this different version of retirementWhat inspired Daniel to write his new book, Don't Save for RetirementWhy passive income is a pillar to building wealthHow to change your mindset around retirement LinksFuture Money TrendsDon't Save for Retirement bookTwitterFacebook Episode Sponsor Bluehost is the only place I shop for domain names. With my special URL http://bit.ly/bluehostmoney yo…

Do you remember who talked to you about money? For most of us, the answer to that question is no one, really. In fact, a recent study by Quicken revealed that one-third of adults said no one taught them about money when they were a child and in turn, are twice as likely to delay talking to their own children about money until they are 18 or older. Frustrated by this, Gregg Murset, CEO of BusyKid, decided to find a better way to talk to kids about money. Using technology, Gregg created My Job Chart, the first electronic chore/allowance platform to take advantage of our modern digital society. I so wish I had this as a kid!  What You'll LearnPractical ways to talk to your kids, or anyone's kids, about moneyHow to use technology to change the conversation and impact with kidsMoney wisdom Gregg has learned from talking to his 6 kids about moneyWhy Gregg thinks we all need to pay attention to financial literacyHow to turn chores and an allowance into a savings account and stock inves…

Money anxiety is a real thing. Most of us feel some level of anxiety every month when we're worried if we will have enough money in our bank account to pay for all our expenses. When something out of the blue comes our way, the anxiety levels can increase quickly. Katie Prentke English, Co-Founder, and Chief Marketing Officer of Harness Wealth has an interesting solution to beat money anxiety head-on with something called microsteps. What You'll LearnWhy Gen X might have more money anxiety than millennials or the younger generationsWhat causes anxiety and fear around moneyHow can microsteps help to get rid of anxietyHow to break down a big goal like buying a house into microsteps that you can achieveWho is Harness Wealth and why are they different LinksHarness WealthKatie on LinkedIn SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in …

Don't leave your loved ones hanging. Countless surveys suggest that life insurance is one of the most misunderstood financial products and one of the most hated. But, life insurance can provide so many great benefits to your loved ones so it needs to be talked about. Faisa Stafford is President and CFO of Life Happens, a national nonprofit dedicated to educating consumers about the importance of life insurance and other related products for sound financial planning, is our guest on this episode. She's dispelling some of the most popular myths and misconceptions about life insurance and proving why it's worth a look if you're young and healthy. This is probably the episode that everyone is a bit reluctant to listen to but should absolutely tune in and share it with everyone they know! What You'll LearnWhat are the biggest myths around life insuranceWho is life insurance for and why would they need itWhen is the best time to think about buying life insuranceThe tools and education…

Dan Conway is just like you and me. He is a married father of three who had what he called a "soul-crushing" corporate job who turned to cryptocurrency as a way out. However, Dan's attraction to crypto wasn’t borne of a get-rich-quick dream, although he certainly wasn’t immune to those. He was a true believer because he was living the problem crypto sought to fix. In Dan's new book, Confessions of a Crypto Millionaire, he chronicles his journey from his corporate job days to cashing in earning fourteen million dollars investing in Ethereum. I can't wait for you to hear Dan's story on this episode!  What You'll LearnWhat sparked Dan's interest in cryptocurrencyA short 101 on cryptocurrency and what you need to knowWhy Dan was so intrigued with Ethereum and invested all he had in this currencyThe lessons Dan learned about life and money on his journeyWhat happens after you make millions in investing LinksDan's websiteConfessions of a Crypto Millionaire book SUBSCRIBE & SHAR…

Let's be real for a second. The idea of traveling in a group hasn't always been my cup of tea. Something about it always brought the same sense of fear of being in junior high and waiting for someone to pick me to be on their team. What if the other travelers don't like or I don't fit in? However, there is definitely something to be said about having an expertly planned trip where I can avoid the stress of planning it all and great adventures that are within my budget. Gavin Delany, from Stride Travel, has read my mind. Stride Travel is a company that connects you with the best expertly planned trip for you so you can save time and money and most importantly have some epic adventure!  Let's Dig InLearn how to have an authentic travel experience on any budgetUncover what some of the biggest costs are when you travel that you might not be aware ofHear some of Gavin's favorite travel adventuresWhy you need to visit places now that are being affected by climate change (and what those…

We tend to talk about money in a very pragmatic way - do these seven steps, save this much, don't do this, make sure you have a budget, etc. All good tips, but there's something else. For most of us, we know what we should do, but life gets in the way. These blockages can build up over time and stop us from achieving our goals.  Reiki is a technique I started using last year to help clear blockages so I could achieve goals. On this episode, we're dishing all you need to know about Reiki with Shannon Marzella, who is an intuitive and Reiki energy healer.  What You'll LearnWhat is Reiki and how can it help you with your financesWhat happens to you in a Reiki sessionWhat causes us all to create blockages to achieving goalsA few takeaways from my Reiki session with Shannon Why alternative healing might be the missing piece in your life - and why it is not as scary as it sounds LinksShannon's website SUBSCRIBE & SHARE Want to be the first to know when new episodes are release…

Have you ever wanted to achieve a goal so bad, like deep down in your bones, but for some reason you talked yourself out of it? It’s too big, I’m not smart enough, I don’t have enough money. Instead of talking yourself out of why you can’t achieve it, start with deciding that it’s already yours.  That's what our guest Cait Scudder did. Cait is a business coach, speaker, and success catalyst for driven women determined to rise. She built and scaled her online business to multiple six-figures in under two years, all from her laptop in Bali. What You'll LearnHow to be ultra clear in your goals so you can achieve themThe steps Cait took to build a multiple six-figure business from a laptopUnderstanding your definition of successBiggest hardships women have around building successful and profitable businessesCait's secrets to mastering your money mindset LinksCait Scudder's websiteplaylist.caitscudder.com - Free Playlistfacebook.com/groups/theradiantentrepreneur - The Radiant Entrep…

Do you want to know the secret to building wealth? Ok, here it is- the secret is being smart with your money and leveraging it well. It’s not always about making more money every month but it’s about using what you’ve got in the most effective way day in and day out. And today’s guest Jay Klauminzer from Raise is going to help you do just that by dishing secrets to save money where you shop every day so you can use that cash to fund other stuff you want to do. What You'll LearnPowerful ways to save money where you shop on everyday purchasesHow mobile payments are changing the way we shopHow to use gift cards to spend your money wiselyJay's #1 money lesson that will change the way you think about your finances LinksRaise SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to info@mmoneypodcast.com. …

I’ve gone through most of my life letting my bank account balance dictate my mood. I’ve stuffed ATM receipts in my wallet without looking at them, sat through amazing dinners fixated on how much money I don’t have at the moment, and stopped myself from truly living life….just because of that number. On this episode, I'm sharing how I decided one day to take back my bank account and started a movement of others doing the same. What You'll LearnHow my fear around money kept me stuck from achieving my goalsWhat are the things you can control with your financesProactive steps to let go of the things you can't controlThe biggest truth you need to learn about your family and moneyWhy you need to throw out what you know and focus on taking small steps SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your review to …

Raise your hand if you’ve ever said the words, “I don’t want to deal with my money right now?” Friend, I am right there with you. Especially in those seasons when I had debt or things just weren’t flowing like I’d hope they would be. The truth is, we all face different money seasons and challenges – absolutely no one is immune. You may know of our guest today, Kumiko Love from the Budget Mom. She’s the real deal, paid off a ton of debt, and has some serious money advice to share on how to live a life you love on a budget that you can afford. Now that’s a tag line I can get behind! What You'll LearnWhat Kumiko's secret was to pay off $77,000 in eight monthsPractical ways to move from paycheck to paycheck to money successHow Kumiko's upbringing taught her some of her most important money lessonsThe ways your finances change after having a baby and how to create a plan on any budgetWays to erase the idea of perfection when it comes to your financesKumiko's journey to becoming The Bu…

Money is still a major taboo subject in a relationship—whether you’re on your first date or have been with your partner for multiple years. Money can be confusing and even, let’s just say, uncomfortable to discuss – wouldn’t it just be better if we all had this chip in us that allowed the other person to inherently know our money story without having to say a word. Nicole Middendorf, a Wealth Advisor and Certified Divorce Financial Analyst with Prosperwell Financial, is here to thankfully help us take a deeper dive into how we navigate love and money. This fall her fifth book “Who Pays? Navigating Love and Money” will hit bookshelves. Nicole’s life goal is to reduce the divorce rate by helping couples – and especially women – feel less intimidated when talking about money. Yes, Please! What You'll LearnWhat makes money so tough for couples to deal withWhat you should and shouldn't share about money in every phase of your relationshipHow to figure out who should pay and whether it…

To be good at anything in life, your career, your relationships, managing your money, etc. you need to find some balance. For my husband Jeff and me, that means escaping from time to time and finding places to explore that are about beauty, exploration, experiences and if we're lucky, making a few friends along the way. On this episode, we invite you to escape with us to one of the most beautiful places in Oregon, the Mt. Hood Columbia River Gorge area. What You'll LearnWhy balance is so important and not just a buzz word you hear oftenHow to find balance on just about any budget and why you don't often need to travel farHow Ali McLaughlin created a business (MountnBarrel) with the sole purpose of helping others relax and enjoy life while sipping wine on a bikeThe discoveries you can find traveling to unique places like a historic inn (Balch Hotel) in a tiny town and how that tiny town can change you in all the right wayThe serene beauty of Oregon rivers and the healing power of t…

What was the first thing you learned how to cook? For me, it was scrambled eggs and ever since I’ve been fascinated by food. Cooking has a reputation for being scary and expensive, but it is anything but that. As Ken Rubin, who is an accomplished chef from Rouxbe and our podcast guest says, "Start with one dish, one little thing…master that, and then build out your toolkit of food." Great advice whether you want to turn your love of food into a business or just want to learn how to make a few killer dishes. Learning how to cook is probably one of the smartest money moves you can make – and you can bank on that! What You'll LearnHow can learning how to cook really save you moneyWhat are some staple dishes that everyone should know how to makeBreaking down some of the biggest myths around cooking, including Ken's answer to "I can't cook"How you can turn your love of cooking into a full-time careerSome of the most inexpensive but awe-inspiring ingredients that you might have in your…

Most of us didn’t grow up with parent’s who taught us about money. Do you even remember how you learned about money? There is radio silence from our parent's and family members because there is so much shame, guilt, and negative feelings inherent in all of us around money. I had the pleasure of chatting with Dr. Wayne Pernell, aka Dr. P, on a much-loved previous episode. I was excited to sit down again with Dr. P and his son, Lucas who is in his 20’s, to talk about the generational differences around money and how we can work to break them apart. What You'll LearnWhy do generational difference exist when it comes to moneyIs it too late to have money talks with our parent's, and what should we talk aboutThe biggest money lessons Lucas and Dr. P learned and why each is importantHow to recognize if you are stuck in a money pattern from your pastHow your mind might be tripping up how you think, act, and feel about your money LinksDr. Wayne PernellThe Significance Factor Book SUBS…

There always has to be a why when searching for financial independence. Why do you want to want to save money, why do you want to buy a house, why do you want to change your career, why do you want to retire early? Our guest on this episode, Bola Sokumbi, is a finance expert, author, podcaster, and founder of Clever Girl Finance discovered her why way back in college when she saved 100K in three years – that is no small feat. She did all sorts of things to save the money, stuff that you and I might think is crazy… but it worked. And now she wants to show you how you can find your why, create massive change in your life, and have some fun doing it. What You'll LearnThe steps Bola took to save 100K in three yearsThe money lessons Bola learned from her mom that helped her in her financial journeyWhy Bola decided to write a book and the chapters she thinks you need to read ASAPWhat's one piece of money advice Bola wished every woman knewHow to achieve big money goals when they feel s…