Episodes

According to the Pew Research center, only 52% of Americans invest in the stock market, and 88% of them have incomes over 100K. Investing, even just 10 years ago, felt like something that was unattainable, confusing, and scary. Thanks to apps like Public.com, the stock market is becoming democratized and using the power of social investing to change the game. Why not use this year to finally learn how to start investing? Our guest Katie Perry, VP of Marketing for Public.com, is here to share the power of using a social investing app that makes the stock market inclusive, educational, and fun. What You'll LearnThe power of social investingHow to start investing without fearHow to use the social community at Public.com to find companies to invest inWhat role does financial literacy have in teaching you to investHow the democratization of the stock market and implementation of community fosters responsible investing behaviorsWhat role does risk play into your investing strategyKatie…

Yes, you can get your financial house in order! Call it a conspiracy or whatever you want, but there is a well-orchestrated message out there that creating a plan for your money that helps you achieve your goals is impossible – you’ll never save enough, you’ll never get out of debt, you’ll outlive your money, blah. That's not true because it is possible for you to get your financial house in order right now with what you’ve got in your bank account. Our podcast guest on this reboot episode, Peter Lazaroff, is going to show us how. What You'll LearnEasy strategies you can use to build your wealthHow to get in a better relationship with the world wealth Why you should create a reverse budget and how to create one easilyThe magic of goals based investing and how you can benefit from itSome of Peter's best tips from his new book, Making Money Simple: The Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever LinksSmart Money QuizPeter's websiteGrab …

I know, you’ve got questions about investing and what the heck the stock market is doing. I’m right there with you. You turn on the news and all you hear is how hot the stock market is and how terrible the economy is. How can those two things even go together? Not to worry, Michelle Schneider, author of Plant Your Money Tree, and the Director of Trading Research and Education at MarketGauge.com, is back to share what you need to know about investing and stock market trends for the rest of 2020. What You'll LearnWhat stock trends to pay attention to for the rest of 2020How the election and stimulus bill might impact the stock marketEasy ways to stay on top of the stock market without being an investment expertWill trends with companies like Amazon, Peloton, Zoom, and more continueWhat to do if you have a 401(k) or IRA going forwardHow to spot trends using market phases LinksMarket GuagePlant Your Money Tree bookMish on Twitter Episode Sponsors Thanks to Indeed for sponsoring t…

We're featuring another Best Of episode from 2018 that was a listener favorite. All personal finance experts can agree on one thing – starting to save early will almost always help you reach your lifestyle goals quicker and with more ease than those who wait longer. When you think about your savings there are two ways you can save – the crockpot style or the microwave style. Inspired by a recent industry article in Financial Planning Magazine, thinking about a crockpot for your savings strategy makes pretty good sense. With any crockpot recipe, the idea is simple. You gather all your ingredients ahead of time, throw them into the crockpot, turn it on low and slow for 6-8 hours, and then you have an almost always perfect meal sure to wow anyone. What You'll LearnWe’ll chat about the crockpot method of savingsWhy a crockpot method might make more sense than microwaving your savingsFocus on saving little by little over time with consistency so whenever you reach the age you would l…

There are so many money apps out there! Excuse my over-emphasis here, but there are so many money apps that it’s easy to find yourself in a state of app overload. I surely haven’t tested all the apps out there, but thanks to this show I’d had a first-hand look at so many that I think are worthy of a download and a permanent place on your phone. I’m dishing a few of my favorites in this episode to help you spend, save, grow, and protect your cash. What You'll LearnThe best money apps for online banking that offer no-fees and a slew of other benefitsTwo great apps to help you save money on your purchases, Raise and Slide, and why CEO Jay Klauminzer says these are must-have appsWhy contactless payments are revolutionizing the app gameHow to use money apps to protect your cashMy PIVOT system to transform your cash and help you achieve your money goals LinksAspirationVaroRaiseSlideFabricAcornsYou Need a BudgetClarity MoneySimplePersonal CapitalSpendeeAlbert Episode Sponsor Thanks …

There always needs to be a why when searching for financial independence. Why do you want to want to save money, why do you want to buy a house, why do you want to change your career, why do you want to retire early? Our guest in this summer reboot episode, Bola Sokunbi, is a finance expert, author, podcaster, and founder of Clever Girl Finance discovered her why way back in college when she saved 100K in three years – that is no small feat. She did all sorts of things to save the money, stuff that you and I might think is crazy… but it worked. And now she wants to show you how you can find your why, create massive change in your life, and have some fun doing it. What You'll LearnThe steps Bola took to save 100K in three yearsThe money lessons Bola learned from her mom that helped her in her financial journeyWhy Bola decided to write a book and the chapters she thinks you need to read ASAPWhat's one piece of money advice Bola wished every woman knewHow to achieve big money goals …

So, 2020, you’ve been a bit of an interesting year…but interesting doesn’t always mean it’s bad. Depending on what is going on in your world, now might be the right time to buy a house, believe it or not. What do you need to know, what credit score are you aiming for, how to secure the best loan, and countless other important details coming in this episode with Anthony Sherman, co-founder, and CEO of Simplist. What You'll LearnIs now the time to be looking for a new houseWhat credit score do you need in 2020 to get the best interest ratesHow and why to get pre-approved for a mortgageHow to get a mortgage if you're self-employedWhat happens if you lose your job while you're trying to buy a houseBest money practices to set yourself up for a mortgageI share my own journey of buying a house Episode Sponsor Thanks to Indeed for sponsoring this episode. Try Indeed out with a FREE SEVENTY-FIVE DOLLAR CREDIT at Indeed dot com slash MYMONEY. This is their BEST offer available ANYWHERE! …

Money is one of the leading causes of divorce. Why? Because we don’t like to talk about it, not while we’re dating, not when we get engaged, and certainly not when we get married. Can we change the divorce rate if we just starting talking about money? COVID and stay at home orders are creating a divide in many relationships, especially where money issues are a source of tension. In this reboot podcast episode, Dan Hinz, shares how he helps couples learn how to talk about money with their partner so we can all have happy and long-lasting relationships. What You'll LearnWhy is so hard to talk to your significant other and spouse about moneyWhat are the trickiest subjects to talk about in regards to money and why do we all avoid themHow Dan and his wife handle money issues and healthy conversationsHow to develop a money system in your relationship that works for both of youHow to begin to talk about money early in your relationship LinksAdulting With Money - How to Talk to Your Sp…

How does debt make you feel? Maybe you feel anxiety, stress, fear, outrage, or even depression when you think about your debt. If this is you, please, first know you are not alone in these feelings. Debt is one of the #1 reasons for anxiety and depression and has even been described as a heavyweight that is pushing down on you every second of the day. Melanie Lockert, the brains behind the successful blog Dear Debt, and the Mental Health and Wealth podcast, is sharing her story of dealing with debt, depression, and how she paid off over $81,000 in the process. What You'll LearnTricks to help you deal with anxiety and depression around moneyThe connection between debt and mental health How to use side hustles to pay down your debtMelanie’s story of paying off $81,000 of debtHow Melanie built a career sharing her debt journeyThe art of finding joy, beauty, and pleasure each dayLinksMelanie LockertMental Health and Wealth PodcastLola RetreatDear Debt Episode Sponsor Thanks To Every…

I’ve gone through most of my life letting my bank account balance dictate my mood. I’ve stuffed ATM receipts in my wallet without looking at them, sat through amazing dinners fixated on how much money I don’t have at the moment, and stopped myself from truly living life….just because of that number. On this reboot episode, I'm sharing how I decided one day to take back my bank account and started a movement of others doing the same. What You'll LearnHow my fear around money kept me stuck from achieving my goalsWhat are the things you can control with your financesProactive steps to let go of the things you can't controlThe biggest truth you need to learn about your family and moneyWhy you need to throw out what you know and focus on taking small steps SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe in iTunes! IT’S FREE! Want to have a cup of coffee this week on us? Leave a review in iTunes and email a copy of your rev…

I’m not quite sure, but somehow a million dollars became the marker of success. I can remember when I was younger saying I’m going to make a million dollars and then stop working and move to a tropical island. (I can dream, right).  The truth is a million dollars today is not what it used to be, but what you can do is start making million-dollar choices with your money. This doesn’t mean a million is going to drop from the sky, but if you put your mind in million-dollar mode, you’ll already be ahead of the game. How do you start making million-dollar choices – good question, listen in, and I’ll let you in on the secret. What You'll LearnSome sobering stats about the wealth gapSix steps to start making million-dollar choicesWhy you need to ditch a budget and get a money flow planHow toxic thoughts and relationships might be keeping you from money successThe exact steps you need to start paying off your debtWays to diversify your income, investments, and your thoughts Episode Sponso…

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we're starting off with a question about how you can put your finances on autopilot (inquiring minds want to know). I'm a big fan of autopilot, mixed with a few manual pieces each month to get your money flowin' in the right direction. What You'll Learn I'm tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond.Learn how to put the key areas of your finances on autopilot - budgeting, saving, investing, banking and moreLearn why you should consider hiring a CPA (despite the cost) if you're going through a milestone like getting married or having a baby or changing careersLearn ways you can rebuild your savings account after you've had to drain it LinksClarity MoneyYou Need a BudgetFreshbooksAcorns…

It is still possible to travel in 2020 and save money while doing so. Our guest on the podcast, Scott Keyes from Scott's Cheap Flights, says that traveling is still possible even during this strange year and travel deals are still out there to be found. While you might not be able to travel abroad just yet, there are plenty of places to explore locally and scratch your travel itch.  What You'll LearnIs it safe to travel right nowWhy traveling on a plane might be safer than you thinkHow to find travel deals (even in 2020)What you need to know about booking a trip that you might need to cancelThe happiness effect of travel and how travel helps your mental stateHow Scott's Cheap Flights started and what makes them uniqueHow to figure out where to travel to LinksScott's Cheap Flights Podcast Sponsor Want to start a profitable blog but don't know where to start? Head to https://bit.ly/startablogclass to sign up for a free 90-minute masterclass with Kate Kordsmeier and start buildi…

Have you ever wanted to drastically change your life? Turn everything upside down, recreate yourself and live a life full of adventure. What if you were just one step away from a radical change in your life? Today’s podcast episode is going to inspire you, I know it did me. My guest, Shane Dillon, reached out to me a few months ago and I was blown away by his story. Get this, in 2017 he left behind his 9 to 5 job to bicycle across the U.S. and Europe, moved to Spain to teach and wrote his first personal finance book. Shane will inspire you in this episode to reach beyond what you thought was possible for your life. What You'll LearnHow Shane decided to leave his 9 to 5 behind and bicycle across the U.S. and EuropeThe lessons Shane learned about himself and his finances on his journeyWhy Shane moved to Spain and how he manages his money living aboardThe crazy story of Shane's book, The Franklin Fi, and how he wrote it on a cycling adventureShane's tips to cultivating a life of adv…

Student loan debt in 2020 hit a record and is now about $1.56 trillion and growing. If you have student loan debt, I can bet you’d do just about anything to get it paid off. You might also feel a great deal of anxiety, maybe even depression, or anger towards your student loans. No matter how much you owe, you’re probably wondering how to pay off your loans FAST. Robert Farrington, the creator of the brilliant website The College Investor, is here to share what you need to know about your student loans in 2020 and beyond. What You'll LearnShould you defer your loansWhat did the CARES Act say about student loansHow to pay off your loans quicklyShould you consolidate or refinance your loansHow to invest and pay off your student loansWhat student loan repayment plan should you be onIs student loan forgiveness for youHow to avoid student loan scams LinksThe College InvestorStudentaid.govLoanbuddy.usChipper CARES Act SUBSCRIBE & SHARE Want to be the first to know when new episo…

Do you look at the list of things you want to do with your money and break out into sweat not knowing what to do first, and when to do it? If you’re shaking your head yes know that you are so not alone. That is what makes money so interesting and so tricky at the same time. Not to panic though, our guest Kennedy Reynolds from Acorns is here to help you learn how to maximize your money to work for you instead of against you. What You'll LearnHow to make investing work for youEasy ways to track your money each monthWhy personal finance education is a difference-makerThe ins and outs of Acorns and how you can start investing with spare changeHow to start teaching your kids about money LinksAcornsGrow Your Oak book by KennedyMoney Flow Plan Workshop by Shannah Episode Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE W…

Let me ask you this, are you married or do you have a committed partner? Do you have kids? Does someone depend on your income? Do you own a house? If you answered yes to any of these questions, then quite possibly you really do need life insurance. Allison Kade, the millennial money expert at Fabric is here to breakdown the ins and outs of life insurance and answer that burning question – do you really need life insurance. What You'll LearnWho needs life insurance and who doesn'tHow much life insurance do you needWhat the heck is a healthcare proxy and do you need oneHow much does life insurance costWhy life insurance is a serious self-care act LinksFabric Allison's website Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first to know when new episodes are released? Click here to subscribe …

Most of us have a love/hate relationship with debt. Debt can help you buy things like houses, cars, and to get a college degree, but debt can also feel like a giant anchor that is keeping you from moving forward. Stress, anger, depression, even suicide can be the result of having too much debt. When Daniela Corrente moved to the U.S. she was introduced to the culture of you can achieve anything just by swiping a credit card. Knowing there had to be a better way to shop and spend her money, Daniela co-founded Reel, a shopping site that empowers people to buy what they want without going into debt. Can you imagine that – buy what you want and skip the debt? What You'll LearnUnderstand the emotional side of debtHear Daniela's story of going into debt and how it lead her to start ReelHow does Reel's save-to-buy approach workShould you use pay later services like AfterpayTips on how to shop debt-freeLinksReelReel on InstagramReel on YouTubeMoney Flow Workshop Link Episode Sponsor G…

This is a special summer reboot episode with timeless advice about investing. I’m normally not a big fan of separating women from men when it comes to money, however, I am a strong supporter of creating a new language around investing for women. Why, because, as our guest, Amanda Holden, aka the Dumpster Doggy says, "there’s a lot of femme shaming when it comes to money, how we’re spending and investing it and well, we just don’t process information the same way, but that’s a good thing." So let’s drop the bs and get some solid investing advice from someone who is committed to changing the way women invest. What You'll LearnWhy Amanda is passionate about teaching women what they need to know without the bsThe story behind Amanda's successful blog, The Dumpster Dog BlogMoney blindspots women have and how to avoid thoseHow to win at investing even if you are a newbieWhy learning about investing is critical LinksInvested Development course (use code millennial for $50 off)The Dum…

Today’s guest, David Waldrop, is a friend of the podcast who has been on the show in the past He’s a CFP® and has so many great tips to help you build a stronger financial foundation, including these 5 easy steps to improve your finances. This is a reboot episode, but the content is still as good in 2020 as it was last year! There are podcasts, and blogs, and articles and apps all giving you tips and strategies for your money and then there are so many places for your money to go – paying off debt, saving to build your er fund, college funds for kids, buying your first house, going on a trip to Europe to eat gelato in Italy. But there’s only so much money to go around. What You'll Learn:Why it's easier to start with easy money stepsWhat he thinks is the top money step that everyone must doWhy you shouldn't overlook giving yourself a raise and how to do itWhat the most overlooked money step is and why it's importantWhat he would tell his 30 something self about life and moneyLinks:Th…

It's my birthday month, so I'm celebrating with you by reminiscing over the six money lessons that I wish I would've learned sooner (so hopefully you don't have to make the same mistakes). What You'll LearnThe power in building buckets of wealth and what to do with your oh sh*t fundSome of the biggest money lessons I learned from people who are very wealthyThe one mindset trick I use to get me in a better money mindsetHow to ditch the money guilt complex and feel good about earning more moneyUnderstanding the relationship between risk and rewardWhy I love having a July birthday :) Links Sign up for my weekly email newsletter, Let's Talk Money, and get exclusive tips, suggestions, how-tos, and more delivered to your inbox every Monday. Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.com/MYMONEY for 15% off MasterClass. SUBSCRIBE & SHARE Want to be the first…

We're *almost* to the midpoint of 2020. With all that is going on, it feels like a good time to do a little refresher on your credit score, what to do with your stimulus check, and other great money tips to help you get through this year. As our guest, Lauren Silbert, the VP, General Manager of The Balance says, literally no one could’ve predicted what is going on right now in the world and the financial impacts it would have. If anything, that should give you a little sense of relief to let go of any negative thoughts you’re having about why you did or didn’t make certain money choices before a global pandemic and focus no on what you can do going forward. What You'll LearnHow to give yourself a break around money right nowThe difference in the economy between 2008 and 2020 (and why this matters)What to do with your stimulus check if you haven't already spent itHow to focus on building up your cash reservesWhat you need to know about your credit scoreTips to avoid identity theft…

OK, question for you…where is your money right now? We tend to overlook the place that our money is hanging out at, aka our bank, but where your money at is probably more important than how much you’ve got in your account. Your banking partner should be just that, a partner, helping you grow, flourish and achieve your money goals. Tamar Atamian, VP of Marketing from Wescom Credit Union, is back on the show to talk about why your relationship with your bank matters, what makes credit unions stand out in 2020, and how to figure out if your bank has your back. What You'll LearnWhy your relationship with your bank mattersHow to evaluate your bankThe difference between credit unions and traditional banksHow Wescom Credit Union has served their customers during the pandemicWhat to look for in a bank (hint, it's more than the accounts they offer) LinksWescom Credit UnionWescom on InstagramWescom on Twitter Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial…

Do you have a financial plan? One that will get you where you are to where you want to financially post coronavirus and quarantine life. Don’t panic if you’re shaking your head no, this episode will soothe your soul. Ande Fraizer, CFP, author of Fin(anci)ally Free and CEO of myWorth, is sharing the secrets you need to know to put together your post coronavirus financial plan. What You'll LearnAnde's three-step system to put together your post Coronavirus financial planHow to look at your numbers without fear and acknowledge where you're atWhy you need to create your money to-do listHow to spot opportunities in current spending that you can use towards savings or goalsWays to develop a plan for your savingsAnde's tips on finding a side hustle in the virtual world LinksmyWorth Financefin(anci)ally free bookmyWorth Academy Podcast Sponsor Get unlimited access to EVERY MasterClass, and as a Millennial Money listener, you get 15% off the Annual All-Access Pass! Go to MASTER CLASS.…