Episodes

Why the f*!k are eggs so expensive? Eggs are being smuggled from Mexico and the U.S. government wants to start imposing fines. For eggs. So what does all this mean for your wallet and how can you keep on track of your goals when things like eggs literally are putting a crack in your spending? I'll cover it all in this Shannah Shares episode. LINKS Bloomberg Beyond Meat article CNN Soaring Egg Prices article How to Create an Annual Spending Plan podcast episode SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple …

At this point, who knows if we’re actually in a recession, and how big that recession might actually be. But that doesn’t change the fact that Wall Street is on pins and needles and the stock market has seen a fair share of ups and downs in the last 6 months. According to the Wall Street Journal, Despite signs that inflation has started to recede, economists still expect higher interest rates to push the U.S. economy into a recession in the coming year. On average, business and academic economists polled by the Journal put the probability of a recession in the next 12 months at 61%. What I really wanted to know, and my guess is you do too, is what in the world should you do with your investments in a recession. I called in Money’s Investing Editor, Mallika Mitra to weigh in on how you should be thinking about investing this year, tips to move past fear-based investing, what percentage of your paycheck should you be investing with, and why are women handling the stock market twists and…

What does it take to live an abundant life? That feels like a pie-in-the-sky question to ask, but I want you to just entertain the thought for a moment. What does abundance look like to you? While money might be the first thing that pops into your head, I challenge you to think about abundance not simply as a dollar amount, but as a way that you want to live your life - what you want to do, where you want to work, how you want to spend your time and how you want to feel. I’ve been super interested in this idea of abundance and how to bring what you want to do in life into reality so I turned to the abundance expert herself, Cathy Heller. You may know Cathy from her super popular podcast, The Cathy Heller Podcast, or her book, Don’t Keep Your Day Job. Cathy believes that creating true abundance is about this simple formula - your mindset plus action. As Cathy says, “it all starts with optimism. You have to feel a level of possibility for the things you want to do in life and that start…

Want to know what the biggest budget buster is almost unanimously…it’s the money you spend eating out. We all know that January is always a time when you’re trying to figure out how to do a lot of things differently, maybe even better. And money, of course, is always at the top of the list. It’s been said that the only two ways to better your money situation are to 1) earn more, or 2) spend less. Easier said than done for sure. But I thought it was time to dive into eating out to understand why we all love to eat out and do it no matter how loud our bank accounts are yelling at us not to. Our guest, Katherine Spiers is the host of the Smart Mouth Podcast and a food history expert. Katherine believes the why behind eating out is simple…we’re all just plain exhausted. In this super fun episode, we talk about the history of eating out, how car culture lead to the fast food explosion and how that revolutionized how much money we spend eating out, and other fascinating trends in eating out…

Are you ready to build a side hustle empire this year? It's a fact, side hustling has been around for centuries. Whether it’s investing in real estate or building a business or flipping houses there are a ton of ways to side hustle. The idea of making extra or passive income is in fact one of the key pillars of wealth building. So the side hustle is here to stay. The trick is to figure out how to make money with your side hustle. Enter Nicaila Matthews Okome. You may know her as the host of the Side Hustle Pro podcast or her course Podcast Moguls. In this special reboot episode, Nicaila is sharing her secrets to build a side hustle empire. You'll learn how to make money with your side hustle, side hustle secrets, why some side hustles fail and how to avoid that happening, and how to find the right side hustle for you. LINKSSide Hustle Pro podcastPodcast Moguls courseHow to Easily Create a BudgetBudget the Right Way episodeBudgeting Sucks, No One Has a Plan, But You Can episodeGet a L…

A new year always brings on new hopes, goals, ideas, and thoughts about how you want to make this year your best year. But, it’s not always easy to stick to all the promises you make yourself each day. There are distractions, stress, fear, doubt, and all sorts of emotions that come into play. And then there’s money. That big ol’ 800 lb gorilla. If you’ve been listening to this show for a while now you know that money touches every aspect of life, however, the tricky part is that money can’t be everything and your ONLY source of happiness. The magic is in finding a delicate balance. That’s why I was so excited to have our guest Vish Chatterji on the show. Vish is an accomplished business leader turned executive coach and the author of The Business Casual Yogi: Take Charge of Your Body, Mind & Career. What I wanted to know from Vish was how do you find a balance between money, happiness, honoring your passions, and your spirituality. We are diving deep into this question so you can …

This Ask Shannah episode was inspired by a question from Bri: "Thank you for being the FIRST person to support me through my financial journey as an adult. I’m currently healing from many different emotions surrounding money. My question for you is about credit cards with perks. I got a few cards totaling 4,000 that I’m paying down but I didn’t realize I was doing a disservice to myself by not utilizing cards with perks (travel, rewards). Should I be moving toward paying off and closing 2/3 of those cards or pay off/down and try to add those smarter cards to my life? Thanks again for all you do, you’ve changed my life for the better. I’m not as afraid of money as I once was." LINKS Creditcards.com Credit Karma NerdWallet Credit Sesame Should I Close My Credit Card article SPONSORS Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with prom…

Did you know that passive income is one of the best ways to build wealth? It sounds pretty good, but passive income also has some flaws. The problem is when most people talk about passive income it isn’t actually passive income, like buying a business where you actually have to work. The true definition of passive income is to have money coming in when you aren’t working, aka when you’re sleeping money is flowing into your bank account. That sounds pretty great to me. But how do you actually build passive income? That’s where our guest, Chris Miles the Cash Flow Expert and Anti-Financial Advisor comes in. He has used his passive income skills to become financially independent twice and paid off over $1,000,000 in debt after the last recession without filing for bankruptcy. In this episode, Chris is sharing how to create multiple streams of passive income on virtually any budget, why traditional financial advice sucks, and why true wealth can’t come from a scarcity mindset of saving an…

Let me tell you an investing story that makes the hairs on my arms stand up. I had been great at investing in a 401K from age 24 to 34. It was my ex-husband’s 401K, but he was the one with the great company match (aka free money). That account grew to $150,000. But then we got divorced and that account vaporized. Get this though, if we had kept that account, and contributed just $15,000 each year over the last 10 years, earning 10% on average that account would be worth close to $800,000 now. Heartbreaking, but the moral of the story is that investing works, but it isn’t always sexy. That sentiment is echoed by our guest, Tori Dunlap, author of Financial Feminist, host of the Financial Feminist podcast, and creator of Her First 100K. Tori believes that If you’re scared of the stock market and the fluctuations, the answer is to be patient and view investing as a long-term practice and you will be rewarded. As Tori says, for every 20-year time period that you are invested in the stock m…

How much do you hate budgeting? A lot, I know. In this Ask Shannah episode, I’m breaking down how you can create an annual spending plan with ease and ditch your budget altogether.  We've got an Ask Shannah question from Michelle that has inspired this episode. Michelle says, "Hey Shannah, thanks for this podcast. It is such comforting to hear your voice each week and I love all the different topics you cover. The episodes always make me think about my money and life from a different perspective. Ok, I’ve got a question for ya. I really hate budgeting and I know you’ve talked about what you do as well. You did an episode on creating a spending plan and I’m wondering if you could dive back into that topic. It’s the new year and I really want to figure out how to set myself up from the start. I’ve got the normal rent, car payment, car insurance, student loans, and a couple of credit card payments, but I also love to travel, I’m saving to buy a new car at the end of the year, I am in a …

How do you blast away debt? I’ll give you a hint, it is not about paying the minimum payment on your debts. That just keeps you spinning the wheels. Our guest, Adam Carroll has something called The Shred Method that is going to revolutionize how you think about debt and how fast you can get out of it. Adam paid off his home in record time saving over $180,000 in interest in the process and realized he had something he needed to share with everyone. In this episode, Adam shares how you can be completely debt free within 3-5 years (crazy, I know, but possible), a mindset shift you need to get out of debt, how to balance paying off debt while saving and investing, and how to find financial freedom this year. As always, if you’re in debt, I want you to know that there’s nothing wrong with you. This is a shame-free zone. Listen, take what works for you, and let’s get to blasting away your debt. Let’s start talkin’. LINKS The Shred Method Adam's website Average Household Debt in 2022 a…

What does it take to set and achieve your money goals in 2023? Hint, it requires new intentions, habits, rituals, systems, and a good money mindset to make it work. You and I both know that it is easy to set goals, but super super super hard to actually achieve them. Between your mind talking you out of the possibility to achieve a goal and factors in life that we can’t control like the economy it can feel like you’re swept up in a tornado and you can’t get your footing. Let’s change that! Andrew Giancola, the host of The Personal Finance Podcast, and I decided it would be fun to do a cross-over episode talking all about how to achieve your goals.  In this episode,  Andrew is sharing his daily, weekly, monthly, and yearly money routine system to jumpstart your goals and an important lesson that should free you up a bit when you think about goals. Andrew says, “failure is part of setting goals. No one is perfect when it comes to goals, but as long as you get closer to the goal you are …

From the crypto crash to painfully high inflation to everyone’s starting to travel again to work from home here to stay. In this episode, I’m sharing the biggest money lessons from 2022, my opinion of course, and how they can help you think differently about your money in 2023. LINKS Current Inflation Rate Work From Home Trends SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this episode. Share it with a few friends so they can learn these valuable money concepts as well. Be sure to FOLLOW and SUBSCRIBE to never miss an episode! GOT A QUESTION? Have a Shannah Shares question? Submit your question here https://bit.ly/shannahshares MORE MONEY TIPS …

It's that time of year again to set your money intentions for 2023. What do you want next year to look like? Do you have specific goals you want to achieve, and if so, why do they matter to you? Unlike resolutions, intentions are all about progress, rather than pass or fail. It’s time to set some money intentions for the year that you can achieve, that will change your life, and that will have you looking back at next year in awe of all the amazing things you’ve done. I'm walking you through my process of creating money intentions to jumpstart the new year off right in this special end of the year episode. SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love…

Best Of Episode #4 - The average American has 5-7 accounts and that can be a lot to remember, as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when it comes to saving money, the secret is to work with what you have and create some healthy savings habits You know how important saving money is but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on your way to saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits. LINKS One How to Close Your Traditional Bank Account articl…

Best of 2022 Episode #3 - Are you ready to get out of debt? If you’ve ever tried it you know it’s tricky. You have to work on your relationship with money, be willing to change habits, and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode is a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. LINKS Get the Hell Out of Debt book Erin's website Erin on Instagram SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get prio…

Best Of 2022 Episode #2 - What would it feel like to step into financial awesomeness? Every one of us has this place where things just click, where you feel in control, your money is moving you towards your goals, your relationships, career, mindset, all of the above are just really in the sweet spot. Maybe you’re listening right now because you really want to get to this place that our guest, Paco De Leon calls, financial awesomeness. It’s true that there’s a lot of things out of our control when it comes to our money. Government, interest rates, the cost of gas, etc. The good news is that there is a lot within our control. Listen to this, Paco says our quality of thinking determines the quality of our decision making, aka, our money mindset is radically as important as the money steps we take. Paco is the Founder of the Hell Yeah Group and author of a book you need on your shelf, Finance For The People. Paco wants you to know that you have unlimited potential to change. She calls it…

Ever had one of those late-night online shopping sprees that you just knew you’d regret in the morning? Our inner state of mind is so instrumental in shaping what we do and how we do it, that if we don’t manage our own mind and emotions in a healthy way, it’s almost impossible to make healthy choices. Those are powerful words by our guest, Dr. Cortland Dahl. In this Best Of episode, you'll learn how to train your mind to step into financial well-being, aka how to be happy with your money, uncover the power of meditation, and walk away with wisdom to transform your money. LINKS Healthy Minds Innovations  Healthy Minds Innovations on Instagram  SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Masterworks for sponsoring the show. To get priority access go to masterworks.art/mymoney.  Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less th…

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this special Best Of episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems. Links Practical Wealth Advisors The Practical Wealth Show Podcast SPONSORS Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney. Thanks to Ma…

Have you ever tried to achieve a money goal and felt like you never make any progress? Or do you cringe anytime something comes out of the blue that you need to spend money on? Or do you walk around feeling completely uneasy about your money situation? If you answered yes to either of these questions you are not alone. You see, money is about more than numbers. It’s about our very complex relationship with money that was set in motion even before we were born, believe it or not. All these years you’ve been collecting information about how you think, act, and feel about money and this information has been working somewhat in the background without feeling like you have any control.  As our much-beloved guest, Ken Honda says, “it’s like you have a mold in you that attracts a certain relationship with money until you recognize it and start to make changes, nothing else will change.”  Ken is a money and happiness expert and a best-selling self-development author in Japan. His book “Happy…

Are you more of a giver or a receiver when it comes to helping others? I definitely love giving more than receiving…in fact I’m a terrible gift receiver. Giving effectively isn’t always easy. Our guest, Grace Nicolette, co-host of the Giving Done Right Podcast and Vice President of Programming and External Relations at the Center for Effective Philanthropy (CEP), is here to help you figure out how to give effectively whether it’s now at the end of the year or whether you want to create a giving plan for next year. Grace answers some of your toughest questions like How much do I give? Where should I give? And How do I know if I’m making a difference — or if I’m actually doing more harm than help? I’m hoping this episode inspires you to think about giving in a different way and to find an organization or cause that you deeply care about. It is true that even a little can make a big difference when it comes to giving. Let’s start talkin’.LINKSGiving Done Right podcastCenter for Effective…

Travel is back and millions are ready to get out there and start experiencing it all again. However, there’s a new reality. What happens if you get sick or injured while you’re away? You might think that you just pick up your insurance card and all will be taken care of. Not so fast. Did you know that getting sick or hurt on a vacation can lead to some pretty wicked consequences like a huge bill that could drain your bank account? That’s where travel insurance comes in. I absolutely love to travel, but honestly, it wasn’t until the 2020 pandemic shut down the world that I really realized that travel insurance is totally worth it. And the best part, as our guest Omar Kaywan from Goose Insurance says, travel insurance is only about 10% of your travel cost. So if your trip cost $2000, travel insurance would only cost around $200 max. Omar shares:What is travel insurance and why you need it Exactly what to do if you get sick or injured on a vacationWhat to look for in a travel insurance p…

To achieve success with your money, you must learn how to master your money mindset. You definitely need to know what to do with your money but your relationship with money is paramount. I thought it might be fun to wrap up the month doing a little mashup of some of the most impactful ideas to remind you that mastering your mindset is well within your reach. Not to mention, the benefits of doing so will be felt in every area of your life from your relationships, to your career, your relationship with yourself and of course your money situation. In this special reboot episode, you'll learn how to create holistic wealth with Keisha Blair, how to make your money happy with Ken Honda, and learn how to overcome life's setbacks with Michaela Renee Johnson, and so much more.LINKSMake Your Money Happy with Ken HondaTurn Your Stumbling Blocks Into Stepping Stones with Michaela Renee JohnsonHow to Create Holistic Wealth with Keisha BlairSPONSORSThanks to Ka’Chava for sponsoring the show. Ka’Cha…

Let’s talk about the elephant in the room - inflation. You hear about inflation everywhere and feel it every time you fill up your car at the gas station or pop into the store to buy some food. Inflation is currently around 7.7%,  which is the highest it has been since the early 1980s, and it looks like it’s here to stay much longer than Pumpkin Spiced Lattes. You might be asking, who benefits from inflation and where’s my inflation relief? It’s not all bad though - higher inflation typically means higher interest rates on your savings accounts which will have your emergency fund singing hallelujah for a change. So I went to my fellow podcaster, Chris Browning, host of the award-winning short-form podcast Popcorn Finance to join us for a conversation all about inflation. This episode isn’t filled with boring stats, instead, Chris shares thought-provoking details like the psychology behind inflation, a deep dive into potential pros for inflation, and the exact steps you need to take to…