Episodes

Can you have the best of both worlds - working a job that you love while being a successful real estate investor and building wealth? If you’re Rachel Gainsbrugh the answer is yes. Rachel was facing what so many of us face, huge student loans - I’m talking over $500K, and a passion to figure out a revenue stream that would help her create a life she didn’t need a vacation from. After a lot of research, Rachel found short-term real estate rentals, mainly through Airbnb, and was able to create a 15X revenue stream, which basically changed her life and her family’s. In this episode, we dive into Rachel’s story of success as she shares with you how to find the right properties for short-term rentals, how to avoid some of the biggest mistakes when it comes to real estate investing, and how to work a 9-5 job and still be a successful real estate investor. I hope this episode inspires you to think that if Rachel can do it, you can too. Let’s start talkin’. LINKSRachel's website75 Cities with…

Have you ever sat back and wondered, “what is the actual story of how and why money was created?” In every episode of this pod we’re talking about different ways to better your relationship with money and breaking down all the how-to’s and how not to’s with money. But, let’s take a step back from that if you’ll indulge me, and let’s look at why we even use money in the first place. I think you can certainly agree that money has messed us up - it’s divided us, it causes so much stress and fear, and money also has the power to create change and a lot of other good stuff. It’s a complicated story that our guest, Jacob Goldstein, author of the book Money: The True Story of a Made-Up Thing, former co-host of NPR’s Planet Money podcast, and host of a new podcast called What’s Your Problem took a deep dive into. Jacob’s new book is a must-read riveting story of money with all its twists and turns. I’m going to let Jacob tell you more, like the story of how Marco Polo uncovered that people we…

I bet you’re tired of hearing about recessions – recession this, recession that, but friends, now is a good time as any to get yourself and your career recession ready. Brandon Renfro, CFP, Ph.D., Associate Professor of Finance and all-around recession expert says the #1 thing to focus on is your career. In this vault episode, you'll learn what is a recession, how a recession impacts your money situation, how to prepare for a recession, and steps to take before a recession hits.LINKSBrandon on LinkedInBrandon on FacebookBrandon's websiteSPONSORSThanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial.Thanks to Ka’Chava for sponsoring the show. Ka’Chava is offering 10% OFF for a limited time at Kachava.com/mymoney.Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to BetterHelp for sponsoring the …

Raise your hand if you’ve ever said these words, “I’m broke?” We throw the word broke around almost as much as we do with my least favorite words, “I’m fine.” What does it actually mean to be broke - my guess is a little something different for us all. As our guest, Dr. Melody Wright, founder of Broke on Purpose and Kinly’s Director of Financial Education says, “there’s a difference between being aimlessly broke and broke on purpose.” Broke on purpose is a choice you make proactively to help you pay off debt, buy that house you’ve been saving for, or any other money goal that means something to you. Melody has helped thousands of people stop being Aimlessly Broke, and transform their mindset, behaviors, and practices related to money, and she’s here to help you do that same thing in this thought-provoking episode. I’ll let Melody show you the way. Let’s start talkin’. LINKSMelody's website livebrokeonpurpose.comKinly https://bekinly.com/Melody on Instagram https://www.instagram.com/br…

Have you ever had a goal but just can’t seem to get there? Maybe you doubt your ability or your bank account to get you there. I’ve been fascinated by understanding how you actually achieve goals and move past belief systems that don’t serve you, particularly when it comes to money. I feel like it’s a lifelong process but along the way, you get access to gems that help you speed up the process. Our guest, Hilary DeCesare is an Award-Winning Entrepreneur and author of a new book, “RELAUNCH: Spark Your Heart to Ignite Your Life." Hilary’s got a proprietary 3HQ method that helps you combine your head, heart, and higher self to create new brain patterns and shed those limiting beliefs. You’ll learn how to use Hilary’s 3HQ system to start achieving your goals and in the process better your relationship with money. We dive deep into this one, so let’s start talkin’. LINKSHilary's website therelaunchco.comRELAUNCH! Spark your heart to ignite your life book https://www.therelaunchbook.com/SPO…

I asked over 100 people what their best money advice is that everyone should know about. You'd be shocked to learn that many people shared the exact same tips. Proof that how everyone thinks about money isn't so different after all. In this episode, I'm sharing the top 15 tips that were the most common tips including money hacking tips, mindset tips, and wealth-building tips.LINKS 13 Money Secrets No One Teaches You But You Should KnowSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by visiting our sponsor at http://www.betterhelp.com/mymoney. Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mym…

Are you ready for open enrollment? Open enrollment for health insurance is right around the corner. However, no matter when you’re listening to this episode, you’re going to love this guide to hacking health insurance with Cosmopolitan Deputy Lifestyle Director Ashely Oerman. Ashley is breaking down what you need to know to save some bucks in the process, like her great tip on whether to choose an HMO or PPO and how to save $84,000. She also shares what you need to know about a Health Savings Account and ways to save on prescription drugs.LINKSCosmo's Smart Girl's Guide to Hacking Health Insurance Open enrollment guidelinesAshley on InstagramAshley's websiteSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to BetterHelp for sponsoring the show. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month at BetterHelp by vis…

This Ask Shannah episode was inspired by a question from Nicole who wrote, “Shannah, I’m so thrilled to have found the Everyone’s Talkin’ Money podcast. You cover so many topics that I never knew I wanted to learn about and I’m always sharing them as you ask me to do with friends, so thank you. Ok, I’ve got a doozy of a question. My partner and I are always getting into fights over money. We’ve been together for 5 years now and are considering marriage but I’m pretty scared. We’ve gone to therapy about money but it feels like nothing changes. My partner and I both sneak and hide things we’re buying that we both know are bad. I’ve listened to a lot of your episodes on mindset and money trauma and I really get into them but then I have a hard time talking to my partner about what I learn and what I’m feeling. I don’t know, I just feel like all we’re doing is fucking up our relationship by letting money take such a front seat. Any advice and tips and anything else you can share I’d so ap…

Did you know there is $195 billion of medical debt outstanding?  And, in fact, medical debt is the leading cause of bankruptcy here in the U.S. If you’ve been to the hospital or even a Dr. recently you know, even with insurance, getting healthcare in the country means you often have to pay out of pocket in a big way. The truth is you shouldn’t be put in financial ruin for walking through the door of a hospital or medical provider. We are human beings that all deserve to have affordable and accessible medical care. End of story. However, as our guest, Allison Sesso, Executive Director of RIP Medical Debt says, “the system wasn’t set up for your success in the first place.” Allison joins us on a riveting episode uncovering the who, what, when, where, and why behind medical debt and offers some great advice if you are currently in medical debt.  Some of her advice includes knowing hospital financial assistance programs, never putting medical debt on a credit card, and making sure you kno…

It’s been almost a year since my husband Jeff and I moved to the East Coast from Los Angeles. This last year has been a giant process of untangling a lot of stuff that I had gotten tangled up, including maybe even shockingly so, parts of my relationship with money. I want to ask you, are there parts of your relationship with money that need to be untangled? I was so excited to talk with our guest Angela McKinney, an additional recovery expert, somatic guide, and author of a new book Untangle: How to Create Big Possibilities Through Small Changes for this episode. Angela has a 3-Step mind-body system called The Untangle Method that she’s walking you through in this episode. We also chat about money trauma and ways to work through tangled-up money beliefs, behaviors, and patterns so you can break free and live a rich life. LINKSAngela's website Untangle: How to Create Big Possibilities Through Small Changes bookSPONSORSThanks to Chime for sponsoring the show. Get started with Chime toda…

Are these 5 investing taboos keeping you stuck?In Today's Shannah Shares, Community Q&A vault episode, I tackle a question from Laquisha: "Hi Shannah. Thanks so much for answering my question. I really want to start investing but I keep getting hung up on all the chatter out there. I can’t figure out if I’m supposed to wait to start investing until I’ve paid off all my debt, or is that not smart to do? Also, it just feels like I need to be an expert at investing to do it well. I know that’s not true, but man, it just feels so hard to figure out investing. I know so many people are making a killing, and I kinda feel bad that I haven’t started at all, know what I mean. You’ve done so many great investing episodes, I’m curious if there’s an episode from the past that you think I should check out. You’re awesome and I so appreciate this show for motivating me. My boyfriend can’t believe I care this much about my money, but I just tell him, yes, yes I do and so should you. Ok, thanks a…

That hot summer wind is giving way to a cooler fall breeze at least where I live, and that means you’ve only got a few months left this year to get your money ready for the new year. In this episode, I’m sharing 8 Fall Money Moves to make to set yourself up for success. Bring out the cozy sweats, brew a cup of tea, and let’s start talkin’. RELATED EPISODESMoney 101 - How to Track Your Cash And Why It Matters7 Secrets to Free Up Cash and Create More Cash FlowSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoneyThanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect with your customers. Drive sales. Manage your day-to-day. Go to http://www.shopify.com/mymoney for a FREE fourteen-day trial and get full access to Shopify’s…

My cute pup Winnie is just past the 7-month mark and is starting to find her voice, as we say. She’s barking at other dogs on walks, much to my dismay, she’s got boundless energy, and she’s also trying to figure out how to navigate life. Winnie kind of reminds me what it feels like to be an entrepreneur - you’re always trying to navigate running a business and learning when to bark. There are 582 million entrepreneurs in the world, and if you’re one of those, you know what I mean. But figuring out the money and legal side of running a biz is hard work! In this episode, Lauren Boyd, lawyer and owner of Guide My Business, is here to give you all the important info on making your business grow - everything from trademarks to approachable, and affordable, legal advice for entrepreneurs. She’s sharing all the legal questions you have but have been too afraid to ask, or don’t know to ask. And, if you’re thinking about starting a business, you’re in the right spot to get started off set up f…

Have you ever thought, if only I knew the secrets to money, life would be so much easier? You're in luck! There are some tricks and just everyday money advice that I think you really need to know. Now, no one really talks about this stuff, and if they do, it’s brushed over because most assume you already know this stuff or that it isn’t important. We aren't going to do that! In this reboot episode, I’m sharing the top 13 money secrets that no one teaches you but you should know so you can be in the know. And, no, you don’t have to keep these a secret anymore. You'll learn why it's not really about what you earn but about what you spend, the #1 lesson for buying a car, how to keep your ego out of money decisions, the truth about money worries, and so much more.RELATED EPISODESSeven Secrets to Free Up Cash and Create More Cash FlowThe Secrets to Creating a Profitable LifeInsider Secrets From Buying Your First Home & Rookie Mistakes to AvoidSPONSORSThanks to Chime for sponsoring the …

If you’ve been listening to this show for a while you know I LOVE to travel. I don’t always love the airport and I’m a pretty nervous flyer, but I love discovering new places, integrating into new cultures, trying new foods, and honestly, just relaxing. I’m a little crazy because I love to do all the research before a trip. Yep, I’m that girl who loves to go down travel rabbit holes. I love to play around on a ton of sites and look for the best bang for our buck. But I know you might not enjoy all that work. Our guest and fellow travel lover, Alex Simon, is the Co-Founder and CEO of Elude, this cool new app that helps you find the perfect place to travel to on any budget. It’s a new concept called budget first planning - you pick your budget, then head to Elude and it tells you all the amazing places you can go with that budget. In this episode, we explore all the amazing places you can travel to for a $2,000 or less budget, why budget first travel is so revolutionary, and Alex shares…

Alright, raise your hand if you’ve tried budgeting, you’ve tried all the apps, and for whatever reason, you’ve decided that something must be wrong with you because it doesn’t work. Well, my friend, you aren’t alone. I too have tried my share of budgeting apps only to get frustrated at the process because I know that most traditional budgeting programs and apps are missing the golden key you need to actually be successful.  They are all missing the psychology piece - aka a deeper dive into your thoughts, feelings, habits, beliefs, childhood money stories and so much more. I like to call it the gunk that actually matters when you’re trying to better your money situation. Well, I’m not alone. Our guest, Dani Pascarella is a Certified Financial Planner who previously worked on Wall Street and decided that she was fed up with traditional budgeting and decided to start OneEleven and create a budgeting app that focuses on the psychology of money. We talk about why money is the #1 cause of s…

Shannah Shares: 7 Ways to Stay Focused on Your Money GoalsIn this Shannah Shares, Community Q&A vault episode, I'm sharing the 7 tips to help you stay focused on your money goals inspired by a question from Amanda:"I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, and saving $3,000 in what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have o…

Being an entrepreneur myself, I’ve always known that the trickiest part of running your own business or starting your own side hustle is the money part. How do you get enough money to get up and running? You could borrow money from friends and a family, use your own cash, or look for investors who believe in your idea. In this episode, we’re talkin’ all about a different form of investing called angel investing and how women are using angel investing to bridge the gender gap in entrepreneurship and start some kick-ass businesses. Loretta McCarthy is the Co-Ceo and Managing Partner of Golden Seeds, one of the largest and most active angel investment networks in the US and by far the largest that invests in early-stage women-led companies. Yes, please! Loretta is here to give you all the details on what angel investing is, how angel investing can help jump start your business, how to get your company all set up for investors and so much more. All my fellow entrepreneurs, this episode is…

Six letters – BUDGET – is probably one of the most despised combinations of letters in the English language, but that’s because you’re thinking about it all wrong. A budget isn’t a set-in-stone document that is some formal decree telling what you can and can’t spend your money on. In fact, in this episode, I'm giving you permission to throw out your budget with a few simple caveats and teaching you my easy 1-2-3 system for budgeting so you can stop stressing over money.RELATED EPISODESBudget Rescue: Why Am I Never Left With Any MoneyCreate a Budget That Sparks JoyGet a Life You Love on a Budget You Can AffordSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to Shopify for sponsoring the show. Shopify is more than a store. Connect wi…

Are you eligible for $10,000 in student loan forgiveness? After months and months and months of speculation, we finally have word that many Americans will receive $10,000 of automatic student loan forgiveness. Will that be you, will it make a difference in your life, and what do you need to know all in this special episode? Links Department of Education Subscription Page Studentaid.gov Addressing the $1.5 Trillion in Student Loan Debt article Federal Student Aid Information on the Initiative CNN How to Qualify for Biden's New Student Loan Forgivness Act Episode Sponsors Thanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney. Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away. Thanks to the Jordan Harbinger Show for sponsoring this episode. Search for The Jordan Harbinger Show on Apple Pod…

Are you ready to learn how to accelerate your path to prosperity and create your financial freedom blueprint? Maybe prosperity is a dollar amount or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this vault episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence and create financial freedom.LinksFinancial Freedom Blueprint bookWealthnet Investments, LLCRELATED EPISODESInvest Differently to Reach Financial…

Fertility is a tricky (and expensive) topic. No matter how you feel about having babies, you have to face that question at some point in life, and it can be a difficult one. Do you have kids, can you have kids, and when is the right time to have kids? In this special vault episode, our podcast guest Afton Vechery, co-founder and CEO of Modern Fertility joins me to talk all about the price of fertility and what her company is doing to change the conversation. You'll learn why fertility is a hush-hush topic, why traditional fertility testing is so expensive, how fertility testing works, and ways to cut the costs when it comes to testing for fertility.LinksModern FertilitySPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply for the Apple Card now in the Wallet app on iPhone and start using it right away.Thanks to the Jordan …

Are you struggling to finally break free from debt? In this Money 101 episode, I’m breaking down how to think about debt, strategies to pay it off, and why being completely debt-free should never be the goal. Just a quick note, this episode is not just for newbies. When I was a working financial planner I worked with people of all ages who just couldn’t figure out how to get a handle on debt. So, you are not alone if you’re struggling with debt. According to CNBC, the average American has over $90,000 in debt according to 2021 numbers. You'll learn the two strategies to pay off debt, how to deal with the emotions around debt, and a deep dive into my debt story.RELATED EPISODESThe Toll Debt Takes on Your Mental HealthFrom 10K in Debt to 800K in Net WorthIs All Debt BadSPONSORSThanks to Chime for sponsoring the show. Get started with Chime today. Applying for a free account takes less than 2 minutes. Get started at chime.com/mymoney.Thanks to Apple Card for sponsoring the show. Apply fo…

Now is the time to know how to recession-proof your career. I know that right now there’s SO much talk about recession and you probably have seen a few notices from companies that they are laying off people, sometimes in a BIG way. So what can you do to recession-proof your career? Jacqueline Twillie, founder of ZeroGap and Amazon best-selling author of Navigating the Career Jungle and Don’t Leave Money on the Table, is here to hold your hand and give you a solid action plan for how you recession-proof your career. Jacqueline’s tips are relevant no matter what the economy is doing, however, if we’re going to talk recession she thinks you need a few extra tricks up your sleeve. She shares why now is the best time to negotiate, how to make yourself stand out in your career, and why her L.A.T.T.E. method will have you earning more money than you thought was possible.LINKSZeroGapDon't Leave Money on the Table BookJacqueline's websiteRELATED EPISODESThe Insiders Secrets to Know Your Value,…