Episodes

Remember that economics course you took? Yeah, me neither. Turns out that knowing what’s happening in the economy is more important than you know. Politicians are making decisions with the economy that have a direct impact on your money. So as our guest Howard Yaruss, economist, professor at NYU, and author of the new book, Understandable Economics: Because Understanding Our Economy is Easier Than You Think and More Important Than You Know, says, it’s time to start paying attention to our economy and the people making the decisions. You know all those companies laying off workers right now - that’s because of the economy. And the reason behind your $100 grocery shopping bill that was $50 last year…well, that’s because of the economy. In this episode, Howard’s spilling the beans on everything you need to know about economics, our economy, where money comes from, and how our current economy directly impacts your money. LINKS Howard's website - https://howardyaruss.com/ Understandable…

Are you ready to learn how to accelerate your path to prosperity and create your financial freedom blueprint? Maybe prosperity is a dollar amount or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. In this vault episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence and create financial freedom. Links Financial Freedom Blueprint book Wealthnet Investments, LLC SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to thi…

Did you know that over 5.5 million people in the U.S. are living on a tipped income? You know servers, bartenders, ushers, nail salon workers, valets, and even strippers who all rely on tips to survive financially. But, did you also know that tipped workers happen to be some of the most economically disadvantaged? If you’re a tipped worker, our guest Barbara Sloan, author of the new book Tipped: The Life-Changing Guide to Financial Freedom for Waitresses, Bartenders, Strippers, and All Other Service Industry Professionals, believes that hope isn’t lost, you’ve just got to understand the hurdles to build wealth so you can overcome them. LINKS Tipped book Tipped Finance website SPONSORS Thanks to EveryPlate for sponsoring this show. Go to everyplate.com/podcast and enter code mymoney149 to get the $1.49 per meal offer. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you …

The rising costs of living, you know everything from gas to eggs to rent prices is causing some people to be hornier. Yes, hornier. I’m breaking it all down in this episode of Ask Shannah. My guess is you might be wondering why in the world rising prices are making people hornier. Before we get there, this episode was inspired by a recent Ask Shannah from Gwen who said,  “Hi Shannah, I appreciate all your episodes. I’m learning so much about money it’s kinda blowing my mind. I have a sort of bizarre question that I want to run by you. My partner and I are thinking about moving in together. Not because I think we’re ready for it but honestly to save some money. Everything is so much more expensive that it’s hard to make ends meet and still have money left over for any semblance of a dating life. I know it’s a big risk to move in with someone before you are ready but honestly, I don’t know what else makes sense other than moving in and saving some money. We figured we would save around…

How would saving $1000, $5,000, $10,000, or more on your medical bills sound to you? This is probably the most important, and most impactful episode I’ve ever done on medical debt and you’re going to want to send this to everyone you know. Over 100 million people are in medical debt and it is the leading cause of bankruptcy. But as our guest, Dr. Virgie Bright Ellington, author of What Your Doctor Wants You to Know to CRUSH YOUR MEDICAL DEBT wants you to know how to not get screwed financially the next time you or a loved one needs a procedure. LINKS CRUSH YOUR MEDICAL DEBT book Medical Debt resources SPONSORS Thanks to EveryPlate for sponsoring the podcast. Get started with EveryPlate for just $1.49 per meal by going to EveryPlate.com/podcast and entering code mymoney149. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone'…

Financial generational curses can be at the heart of so many of your money stories and play a huge role in the money decisions you make.Our guest, Cassandra Cummings, Founder of The Stocks & Stilettos Society and author of Fearless Finances says it’s time to flip the switch on financial curses and money mistakes and focus on what you’ve learned. We’re exploring what a financial curse is, how to break financial curses so you can start investing and building wealth, key investing advice for Black Women for this year, Why Black investors come with a different set of sensibilities around money than other cultures and ways to develop confidence around money.  LINKS Fearless Finances book The Stocks & Stilettos Society Cassandra on Instagram SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcas…

In this Shannah Shares, Community Q&A episode, I'm sharing the 7 ways to stay focused on your money goals inspired by a question form Amanda: "I love your podcast and have been listening for over a year now being inspired and working towards my goals. Maybe my question isn't really a question, but more like a request for a pep talk. I have 4 main money goals that I've been slowly working towards Paying off my student loans, saving 4 months of expenses in my emergency fund, saving $3,000 in a what I like to call an "oh shit fund" (I can access this savings account much quicker than my emergency fund), and finally saving for a house. For the past 6 years, I've been laser-focused on paying off my student loans, but because of the pandemic, I decided to shift my focus on hitting my emergency fund goal. Recently, however, I've been struggling with staying focused on achieving the emergency fund goal. I now have only $9,000 left to go of my student loans and I'm also only 3 months away…

Money trauma is real and you most likely have experienced a version of it in your life. Ever spend too much on something because it makes you feel better? Ever feel stuck in the same money patterns as your parents? Ever hold on to money tightly out of fear of spending it or just losing it? These are all examples of money trauma that our guest, Christina Foxwell, author of the new book Glass Angel, says we all go through. So how can you deal with money trauma and not let it get in the way of all the things you want to do in life? It’s tricky but it can be done. In this episode, Christina will walk you through exercises to let go of money trauma, she’ll explain how to find your triggers that lead to spending money when you don’t want to, and through her story, you’ll learn how to face your money story head-on to find healing and how to avoid feeling like your life is what she calls a shit magnet. LINKS The Glass Angel Book Christina's website SPONSORS Our sponsors make this show po…

Have you seen the prices of houses lately? Whether you’re in the market to buy a home now or even renting in many markets is really out of reach these days. It’s no wonder why there is a movement towards alternative and more affordable housing, like RVs, campers, yurts, and tree houses, and in this episode, we’ll explore dome homes. Our guest, Whitney Hansen, is a money expert, host of the Money Nerds podcast, and a dome living expert who believes that dome living has a lot to offer. Whitney’s dome, the Cascade Dome in Idaho, is a beautiful example of a new way of living and even making money. In this episode, we’ll explore the ins and outs of building a dome home, how much Whitney spent building her dome home, ways to save money while still building a quality dome home, and how to turn your new dome home into a wealth-generating and cash-flowing business. We even talk about an Airbnb contest she won to build a flower pot house. LINKS Cascade Dome The Money Nerds podcast Whitney's…

What should you do with your money in 2023? It’s a big question but lucky enough Zaneilia Harris, Certified Financial Planner and President of Harris & Harris Wealth Management group and author of Finance’ n Stilettos, and Doug Boneparth, Certified Financial Planner and founder of Bone Fide Wealth both here to share everything you need to know. We dive into how to prepare for a layoff, is 2023 your year to buy or sell your house, how to deal with money anxiety, do we really need to talk about recession anymore, and whether you should be following money advice you hear on social media. This episode is dedicated to you. I know you have some money goals you want to smash this year and we want to help you get there. Both Zaneilia and Doug are the best of the best so get prepared for an exciting, engaging, and action-filled conversation that will get your money set for 2023 and beyond. Let’s start talkin’. LINKS Harris & Harris Wealth Management Finance' n Stilettos book Bone F…

When you get married, you want to start your shared life together on the right financial foot. Most people are so involved with wedding planning that they put off having necessary money conversations that always arise after you tie the knot, and those often lead to fights and relationship breakdowns. If I’m honest, even as a CERTIFIED FINANCIAL PLANNER™, I still had some money fears after saying “I Do.” Based on my years working as a financial planner (AKA a marriage financial therapist) and personal experience, there are six major money decisions to make after you get married. SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple Podcasts.  Love this…

What do you know about the social nervous system? Our guest, Hadley Hagen, a nervous system educator, and money coach explains that she believes your social nervous system is the missing piece in making sustainable changes in your money life. So what does that mean? Think about all those interactions online and offline that influence how you save and spend your money. What’s at play…you guessed it, your social nervous system. Curious, isn’t it? So let’s talk about what your social nervous system is, how it gets activated, ways you can proactively calm your social nervous system down, and why the social nervous system disproportionately affects women. There’s lots to dive into here. Let’s get talkin’. LINKS Hadley's website Hadley on Instagram SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast…

In this episode, I'm featuring a Budget Rescue with Robert who asks: "Hi Shannah, thanks for taking the time to answer my question. BTW I love the new name of the show. This is one of the only places I feel like we can listen to all different types of conversations and you always surprise me with the topics. It’s so cool. I’m writing to see if you would give me some insights into my monthly budget. Here’s my snapshot - I make around $5K per month and have a fairly stable job, at least I think so. I know that I should have around $350 - $500 a month left over but the problem is that I don’t each month and I can’t figure out why. You’re super good at helping people with their budgets so I was wondering if you could give me some pointers and thoughts on what I might be missing or not including here. I’d like to be able to save some money for my ER fund every month and put some into a travel savings account. Thanks again for this show…it’s helped me so much." LINKS Budget Rescue Info F…

Be honest with me, what do you dread worse? Doing your taxes or swimming with sharks? I KNOW, it’s a toss-up. We are headed into the opposite of the most wonderful time of the year… the dreaded tax season is upon us. Dunt, dunt, dunt!! Ok, dramatic SFX aside, it’s time to get our tax season game plan on and have fun learning about taxes with our main man tax expert Carter Cofield. Carter will teach you how to benefit from the tax code, he’ll get to the bottom of the ever-popular question should you use a professional tax accountant vs doing your own taxes with one of the many software options out there, what to do with your health insurance if you let go of your job, and Carter will share one of the best wealth building techniques called the Back Door Roth IRA that will change everything for you. Let’s start talkin’ LINKS Tax-Free Living Ebook Carter on Instagram Melanin Money SPONSORS Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code my…

Which camp are you in? Money can buy happiness or money can’t buy happiness? I grew up hearing that money can’t buy happiness, but then I saw everyone in my life push hard to make money, hold on tight to money, and not always enjoy money so that all got a bit confusing. Our guest, Jason Vitug, author of the new book Happy Money Happy Life, A Multidimensional Approach to Health, Wealth and Financial Freedom and founder of phroogal.com, believes that money isn’t everything, but it does impact most everything in our lives. So how do you find the balance and put money in its place? In this episode, we’re going to shatter some long-held money beliefs about happiness that just don’t work anymore. Jason also shares why money can buy happiness with a little perspective, how to unlearn all of these false money beliefs, and his unique approach to creating happy money and happy life. Let’s start talkin’ LINKS Happy Money Happy Life book Phroogal website Jason on Instagram SPONSORS Thanks …

What would it feel like to drop the shame and guilt around money in your relationship once and for all? This episode is for you if you're ready to cultivate a healthy money relationship with your partner filled with mutual respect and love. On this special episode, Manisha Thakor from Money Zen is here to share everything you need to know about getting financially naked with your partner. Manisha is the co-author of two personal finance books for young women in their 20s and 30s: On My Own Two Feet: A Modern Girl’s Guide to Personal Finance and Get Financially Naked: How to Talk Money with Your Honey. You'll learn how to talk about money from a safe and respected place, how to remove the shame and guilt, and how to find a money system that truly works for you both. Hint, if you have a partner, listen and then send them this episode as a kind gesture. LINKS MoneyZen website Get Financially Naked book On My Own Two Feet book The Index Card book Emotional Currency book SPONSORS T…

Have you ever realized the role that scarcity plays in your money decisions? Scarcity is all around us in our daily lives. Whether you’ve stood in line to buy the latest Xbox or scooped up all the toilet paper during the height of the pandemic, you’ve experienced a scarcity mindset. Our guest, Mindy Weinstein, Ph.D. author of the new book The Power of Scarcity, and founder of the digital marketing firm Market MindShift will tell us just how big a role scarcity plays in our daily lives. So scarcity is all around us and impacts almost every money decision we make which then ultimately plays a role in our ability to achieve our goals and live the life we want. In this eye-opening conversation, Mindy shares everything you need to know about scarcity and the role it plays in your money, how to recognize scarcity when it’s happening and do something about it, how advertisers use FOMO to play into your fears, and a super interesting story about why the diamond ring became the sign of love. …

What does a rich life look like? Our guest, Scarlett Cochran, founder of One Big Happy Life and author of the new book, It’s Not About The Money: A Proven Path to Building Wealth and Living the Rich Life Your Deserve, argues that a rich life has to be about more than the amount of money you have, the car you drive, and the house you live in. A rich life starts by asking yourself some powerful questions. Armed with the answers to those questions, you can then start to fill in the money part. And the best part about building a rich life is that it can look like whatever you want. The problem is you are so used to defining your life by your money when instead it just needs to be the other way around. How about we dive into this all with Scarlett and talk about what she calls the 3 purposes of money, what is getting in the way of us living a rich life, and we’ll ponder the idea that once you reach $75,000 in income you’ve hit your happiness peak. Alright, here’s to you living your best ri…

Why the f*!k are eggs so expensive? Eggs are being smuggled from Mexico and the U.S. government wants to start imposing fines. For eggs. So what does all this mean for your wallet and how can you keep on track of your goals when things like eggs literally are putting a crack in your spending? I'll cover it all in this Shannah Shares episode. LINKS Bloomberg Beyond Meat article CNN Soaring Egg Prices article How to Create an Annual Spending Plan podcast episode SPONSORS Thanks to ShipStation for sponsoring the show. Go to ShipStation.com today and sign up with promo code MYMONEY for a FREE 60-day trial. Thanks to HelloFresh for sponsoring this show. Go to HelloFresh.com/mymoney21 and use code mymoney21 for 21 free meals plus free shipping. LEAVE US A REVIEW Leave us an honest rating and review, pretty please. Head to the podcast player you’re listening to this episode in to leave us a review or you can click here to leave a review for Everyone's Talkin' Money podcast on Apple …

At this point, who knows if we’re actually in a recession, and how big that recession might actually be. But that doesn’t change the fact that Wall Street is on pins and needles and the stock market has seen a fair share of ups and downs in the last 6 months. According to the Wall Street Journal, Despite signs that inflation has started to recede, economists still expect higher interest rates to push the U.S. economy into a recession in the coming year. On average, business and academic economists polled by the Journal put the probability of a recession in the next 12 months at 61%. What I really wanted to know, and my guess is you do too, is what in the world should you do with your investments in a recession. I called in Money’s Investing Editor, Mallika Mitra to weigh in on how you should be thinking about investing this year, tips to move past fear-based investing, what percentage of your paycheck should you be investing with, and why are women handling the stock market twists and…

What does it take to live an abundant life? That feels like a pie-in-the-sky question to ask, but I want you to just entertain the thought for a moment. What does abundance look like to you? While money might be the first thing that pops into your head, I challenge you to think about abundance not simply as a dollar amount, but as a way that you want to live your life - what you want to do, where you want to work, how you want to spend your time and how you want to feel. I’ve been super interested in this idea of abundance and how to bring what you want to do in life into reality so I turned to the abundance expert herself, Cathy Heller. You may know Cathy from her super popular podcast, The Cathy Heller Podcast, or her book, Don’t Keep Your Day Job. Cathy believes that creating true abundance is about this simple formula - your mindset plus action. As Cathy says, “it all starts with optimism. You have to feel a level of possibility for the things you want to do in life and that start…

Want to know what the biggest budget buster is almost unanimously…it’s the money you spend eating out. We all know that January is always a time when you’re trying to figure out how to do a lot of things differently, maybe even better. And money, of course, is always at the top of the list. It’s been said that the only two ways to better your money situation are to 1) earn more, or 2) spend less. Easier said than done for sure. But I thought it was time to dive into eating out to understand why we all love to eat out and do it no matter how loud our bank accounts are yelling at us not to. Our guest, Katherine Spiers is the host of the Smart Mouth Podcast and a food history expert. Katherine believes the why behind eating out is simple…we’re all just plain exhausted. In this super fun episode, we talk about the history of eating out, how car culture lead to the fast food explosion and how that revolutionized how much money we spend eating out, and other fascinating trends in eating out…

Are you ready to build a side hustle empire this year? It's a fact, side hustling has been around for centuries. Whether it’s investing in real estate or building a business or flipping houses there are a ton of ways to side hustle. The idea of making extra or passive income is in fact one of the key pillars of wealth building. So the side hustle is here to stay. The trick is to figure out how to make money with your side hustle. Enter Nicaila Matthews Okome. You may know her as the host of the Side Hustle Pro podcast or her course Podcast Moguls. In this special reboot episode, Nicaila is sharing her secrets to build a side hustle empire. You'll learn how to make money with your side hustle, side hustle secrets, why some side hustles fail and how to avoid that happening, and how to find the right side hustle for you. LINKSSide Hustle Pro podcastPodcast Moguls courseHow to Easily Create a BudgetBudget the Right Way episodeBudgeting Sucks, No One Has a Plan, But You Can episodeGet a L…

A new year always brings on new hopes, goals, ideas, and thoughts about how you want to make this year your best year. But, it’s not always easy to stick to all the promises you make yourself each day. There are distractions, stress, fear, doubt, and all sorts of emotions that come into play. And then there’s money. That big ol’ 800 lb gorilla. If you’ve been listening to this show for a while now you know that money touches every aspect of life, however, the tricky part is that money can’t be everything and your ONLY source of happiness. The magic is in finding a delicate balance. That’s why I was so excited to have our guest Vish Chatterji on the show. Vish is an accomplished business leader turned executive coach and the author of The Business Casual Yogi: Take Charge of Your Body, Mind & Career. What I wanted to know from Vish was how do you find a balance between money, happiness, honoring your passions, and your spirituality. We are diving deep into this question so you can …