Episodes

The best part about being a podcaster is getting to create a community and deliver content that you want to hear. Your Ask Shannah questions have inspired this podcast episode, and we're starting off with a question about how you can put your finances on auto-pilot (inquiring minds want to know). I'm a big fan of auto-pilot, mixed with a few manual pieces each month to get your money flowin' in the right direction. What You'll Learn I'm tackling three Ask Shannah questions in this episode and diving deep into some tools that you can use to help your finances for the rest of this year and beyond.Learn how to put the key areas of your finances on auto-pilot - budgeting, saving, investing, banking and moreLearn why you should consider hiring a CPA (despite the cost) if you're going through a milestone like getting married or having a baby or changing careersLearn ways you can rebuild your savings account after you've had to drain it LinksClarity MoneyYou Need a BudgetFreshbooksAco…

What type of traveler are you? Are you more of a saver or do you love a good splurge? I’m a huge fan of saving money but when we travel I do love a good splurge! And I don’t feel bad about it – and you shouldn’t either. If you love to travel as we do, this episode is for you. You’ll walk away with some great and practical tips to help you manage the save vs. splurge debate on your next trip, and if Iceland has been on your travel checklist, you'll be booking your ticket in no time. What You'll Learn Bobbi Rebell, a fellow CFP®, host of the Financial Grownup podcast, author and more recently went on an amazing trip to Iceland. Even as a CFP®, she learned a few money lessons about the delicate balance between saving your travel dollars and splurging to have some fun. This episode is jam packed with great travel tips and an inside look into Iceland.Hear what Bobbi's secret weapon was to put together her trip to IcelandUnderstand why you should pay attention to local currencyFigure …

You blew your summer budget and now we're rolling into the fall. Before you know it, it will be the holidays and your budget will be screaming at you. Not to worry, I've got some out of the box tips to help you get ready for the fall and help you supercharge what you've got right now in your bank account. What You'll Learn I'm on a mission to continue to bring you different tips that you might not think about so you can pull together your financial plan for the fall. Here's a glimpse at what you'll learn in this episode:How to build your financial plan with one step or one financial item you want to accomplishWhy you need to write out your goals and how they can radically change your financial directionHow to create a plan for large expenses at the holidaysWhy credit card points are your best friend when it comes to gift givingHow to create your own fall financial plan in 3 easy to follow stepsFood for thought on how to think about your money situation this fall SUBSCRIBE &…

Student loan debt is no joke. If you have student loan debt, you know the stress an anxiety that it can bring on while you're trying to pay it off. In fact, student loan debt has skyrocketed to nearly $1.5 trillion dollars in 2018. What you need is tips, tools, strategies, and a little push to stay motivated while you're attacking your student loans. What You'll Learn Travis Hornsby, CEO of Student Loan Planner is with us today to break down some of the myths around student loan debt payoff and share some horror stories with you. This episode is jam-packed with great need to know information including:How to figure out if your student loan repayment plan is costing you too muchThe easiest way to pay off your student loans QUICKWhy you should be collecting the refi bonus - not someone elseWhat you should be looking for when you're considering student loan refinancingHorror stories can teach you a lot, and Travis is sharing a few dooziesWill student loan reform ever happen in the U…

You know the story. A famous celebrity with millions and millions of dollars dies. It might seem shocking to know that a lot of celebrities forget to secure one thing - those millions of dollars with a will or a trust. But, you don't have to be a celebrity with millions of dollars to have a will. In fact, getting a will in place is one of the smartest money moves that won't even break the bank. What You'll Learn Sure, we're going to talk about those celebrities, including Aretha Franklin, that died with millions in the bank and didn't take the time to set up a will exposing their millions to a long court procedure and more. However, this episode is all about you.Learn what a will is and why the heck you need oneThere are lots of resources out there to help you get a will in place for under $100Which celebrity had their estate held up for 30+ years in court because he didn't have a willSome simple steps you can take today to make sure the money you worked hard for will go to the p…

I'm going to be the first to admit that I've made a money mistake or two in my past. It has taken me a while to embrace all my money mistakes and learn that they shape who I am - not define who I am. You asked -so I want to deliver by sharing my top 10 money mistakes. This Episode Wow, I've made so many money mistakes I had trouble coming up with my top ten. Working with a lot of people, helping them with their money over the last 12 years, I can tell you with certainty that everyone makes money mistakes (and that doesn't make them a bad person). There is this terrible disease going around where people feel like they have to be "perfect" with their money and that couldn't be further from the truth! What You'll LearnMoney mistakes are a part of lifeHow to recover from some of the "worst" money mistakesWhy you should be making money mistakesHow to embrace your past money mistakes so they can empower your future SUBSCRIBE & REVIEW Want to be the first to know when new epi…

We always get the question; where is your favorite place you’ve traveled recently? Currently, one of our favorite places we’ve traveled this year has to be Asheville, North Carolina. If Portland and Nashville would have made a kid, it might be Asheville. With beautiful mountain scenery, Asheville has it all: one of the first and best beer cultures, a booming food haven and a thriving music scene. Pretty much all the boxes we like to check in any city! This Podcast Episode: Join us for this special travel episode of Millennial Money, as we explore the other music city. Showing us around their city of Asheville are three locals and new friends of the podcast. We have Graham Sharpe of the band Steep Canyon Rangers, who are currently opening for Steve Martin and Martin Short’s national tour talks about the eclectic music scene and what draws people to Asheville these days. Caroline Roy, the owner of Asheville hot spot Biscuit Head, chats about why Asheville is “the” town to visit a…

I started my first business in college and I can tell that it’s a combination of fun and sheer terror. There’s so much to learn and so much to do every inch of the way. I wouldn’t trade it for anything though. I think it’s important to share lots of different startup/ entrepreneurial stories on the podcast. Meet Jason Rieger, CEO + co-founder of Payclub. He’s taken the idea of revolutionizing how groups collect money in an app and launched his business Payclub this year. No matter where you are on your entrepreneur journey, Jason’s story is sure to inspire. Questions I AskWhat do you think are some of the most impactful lessons you’ve learned as a millennial entrepreneur starting your company Payclub from scratch?What’s been your experience raising money for a startup – like no b/s? How feasible is it for a young startup?So Payclub is entering a moderately crowded fin tech payment space…this may seem like a silly question or obvious, but what’s happening that shifting how millenni…

I want to introduce you guys to Ry Bradley. He’s a California-based and Hawaiian-reared singer/songwriter Ry Bradley is out to break that Nashville country music stereotype mold that holds back so many singers from blossoming into true artists.    Ry has a brand new openly personal, yet rocking album, Everything I’ve Got, including the song “Next Aldean Show,” which not only pays tribute to the shooting victims of the Las Vegas Route 91 Music Festival last year, all proceeds go to the survivors and family members. Ry is also involved in Women in Rock event, and recently held his own rock and roll camp for young musicians in Norway. On This Episode We spoke with the very down-to-earth young star from his home in Orange County, California. Bradley opened up about how splitting time as a kid of divorce in Hawaii and California shaped his musical pallet and he’s sharing with you what it takes to carve your own path in life – which I’m going to add no matter what your bank account…

We face a new type of reality when it comes to managing our finances. From mounting student loan debt, keeping track of all subscription services like Netflix and Spotify and more simply, trying to pay rent and buy groceries -- it's overwhelming to figure out where to start. One of my fav money management/budgeting apps is Clarity Money. I use it myself (I'm a big fan) and went straight to Colin Kennedy, the Chief Operating Officer & Revenue Officer of Clarity Money to explore the power of small daily money habits and how you can use them to empower your money. Episode Details: There are a million apps on the market to manage your money and budget more effectively. I've tried them all myself and one that has found a permanent home on my phone is Clarity Money. It really is different than most of the budgeting & saving apps and has made a big difference in how I manage my money every day. I was excited to have Colin from Clarity Money on this episode to dig beneath the s…

Blockchain, cryptocurrency, bitcoin - say what? There are a lot of confusing terms out there, and I wanted to get to the bottom of it. We have all heard about bitcoin - it was on the tip of everyone's tongue a few months ago and people were investing in it that have never even invested in their 401(k) or IRA (yikes). What about blockchain - the technology that needed to exist before bitcoin? I think it's time to roll up our sleeves and figure this out. On This Podcast Episode: Kendi joined us on the podcast way back in November 2017 talking all things bitcoin. If you haven't taken a listen to that episode, you need to! Led by Bitcoin and Ether, cryptocurrencies have lost 10% of their combined value over the last week. Bitcoin on Tuesday dropped 4.5%, and Ethereum — after dropping 17% on Monday — fell another 7% on Tuesday. The total market value of cryptocurrencies worldwide is now at its lowest since November, according to The Wall Street Journal. So, is this technology someth…

In this Ask Shannah episode, I'm tackling two complex questions about student loans. Everything from borrowing money from your 401(k) to pay off your student loans, to dealing with student loan debt when you're in a relationship. In This Podcast Episode: Thanks for all the great #AskShannah questions that are coming in. As always, remember you can always submit a question anonymously so I won't disclose your name when I'm reading over the question. I'm covering two questions on this episode that I think most of us could relate to in some way. As a reminder, they call this personal finance because it is just that - personal. When you're making a money decision, you should weigh the pros and cons and then come to a decision that feels good to you and makes sense based on your lifestyle.My question to you is, what benefits (or drawbacks) could there be if I were to take a loan from my 401(k) to pay off my student loans? Which leads me to my question.. Am I wrong to think that havin…

“Inspire Happy” is the musical mantra that the young and rising band Willow City are bringing to music-listening masses with their infectious Americana folk-pop songwriting and small-town love your neighbor like yourself kind of vibes. Oh, and they just happen to all be brothers and sister. This family band of Beecher, Ezra, Liza and youngest Asa recently released their ambitious new self-titled album. On This Podcast Episode: Jeff, Millennial Money's music guru, sat down to talk with brothers Ezra and Beecher Proch of Willow City from their home in Texas to chat about their love of spreading happiness through music and the new album, and we talked about why millennials these days can get a bad rap from older generations. This is an episode to inspire you to take control of your own life and chase after your dreams - no matter what the critics say. You've got one life to live, and Ezra and Beecher will inspire you to be the best version of yourself. Oh, and their music is prett…

There is a real gap between the LGBTQ community and financial planning and there's no way to mask it. I have to admit, there were some shocking stats that David and John from The Debt Free Guys talked about on this podcast episode that blew my mind. I didn't know that in many states just having a picture up in your office or on your desk at work if you're part of the LGBTQ community could come with heavy financial consequences like losing your job. So, I wanted to find out, why is it that the LGBTQ community is overlooked by the financial industry. On This Podcast Episode: David and John from The Debt Free Guys recently wrote an article for GoBankingRates about why the financial services industry needed more LGBTQ people and I knew they had to be a guest on the show. I've received a lot of emails with Ask Shannah questions from listeners who feel like they can't relate to financial advice, are a part of the LGBTQ community, and don't know where to turn. In this episode, we will …

My dad is somewhat of a legend in the financial services world. He's been helping people for well over 40 years now and is beloved for his personality and intent on always putting clients needs before his. I know him as Dad and the person who taught me almost everything I know about personal finance. On This Podcast Episode: My Dad, Stan, is joining us for a lively discussion about the advice he has about how to be smart with your money in your twenties and thirties. We'll also talk about the difference between perceptions of money when he was in his twenties versus now - which is always a fun topic for me. Dad's top advice:Save for emergencies (and save more than you think)Invest in your 401(k) and don't touch the moneyCover your risks, but only if you have a strong ER fundDon't be afraid to try and learn when it comes to smart money moves Podcast Episode Sponsor: Thanks to Udemy for sponsoring this podcast episode. Head over to http://www.ude.my/mymoney to get 90% off. …

Have you ever felt lost? I sure know I have, and I'm guessing you have as well. Whether you feel lost in your career, your finances, your relationships or just in life in general, this podcast episode should be one you keep on rotation. Author and all-around amazing chic, Maxie McCoy, is bringing some of her best knowledge and tips from her upcoming book, You're Not Lost: An Inspired Action Plan for Finding Your Own Way. On This Podcast Episode: We're starting things off with a very relevant Ask Shannah question from Jane who is searching for answers for feeling lost financially. While there aren't any magical solutions, I share my two tips for helping you find your way. From there, Maxie drops her wisdom about how you can proactively find your way from feeling lost to found in her new book, You're Not Lost. One of my favorite tips she shared was the idea of starting small - something we all know we should do but so seldom do. And, her advice about getting insights from your fr…

It's no joke that I LOVE to travel. We travel almost every month for work or for the podcast and although I love to travel, I don't love all the stuff that comes with traveling - long lines, expensive airport food, eating out every meal, and all those extra hotel charges. In honor of loving to travel, I'm sharing some of my favorite ways to travel and save some cash (and let's be honest, keep your sanity as well). On This Podcast Episode: I'm throwing out all my favorite tips to travel for work or for fun and save some money. The truth is, I've traveled on a very small budget and on a very large budget and I've learned that no matter what your budget is:You can still travelYou don't have to spend your entire budget to have a great tripYou need a few tools in your money toolbox to save some cash Tune in to hear some of my favorite tips, websites, and more to save money on your next trip and to get your travel system set up for the future. I've tried all these tips myself and have r…

If you had to risk everything on a great idea, could you do it? We want to introduce you to a new podcast that we know you'll love. Raising The Bar is hosted by siblings and founders of the lifestyle juggernaut, DryBar, Alli Webb and Michael Landau. You can listen to the first 3 episodes right now. Subscribe to Raising The Bar wherever you listen to Millennial Money. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ras Asan means business. As a black millennial male himself, he co-founded Breaux Capital rising from his own needs to figure out a different way to approach financial wellness. He figured if other black millennials were having the problems he was having, then he needed to start a company to meet their needs. Breaux Capital's innovation is shaking up the fin tech space and that's certainly not a bad thing. On This Podcast Episode: Ras is one of those guests that I could talk to for hours. He's articulate, diverse, and has learned many money lessons along his own entrepreneurial journey that he's sharing on this episode. Cooperatively owned and operated, BREAUX Capital is focused on increasing the financial wellness of millenial Black males. Since launching with only $500, BREAUX Capital has bootstrapped its way to serving members across the country. BREAUX Capital leverages a combination of software and a membership community to enhance the short and long-term financial health o…

This episode was prompted by an Ask Shannah question from Ashley who was super curious what my opinion was about all the money apps and programs out there. She also wanted to find out what I thought about the idea of DIY finances - is it really possible, or at the end of the day, will you need to hire a financial planner to get a good action plan together. Take a listen to find out! On This Podcast Episode: Starting us off, I wanted to share a really cool contest that GoBankingRates ran for the Best Money Expert (besides me). There were lots of entries, and I hope you'll check it out and see all the different money tips and advice these experts are sharing. Can you DIY your finances? Well, yes and no. I'm tackling this question and dishing about my fav money apps and programs including:You Need a BudgetClarity MoneyBlooomAcornsMarcusAlly SavingsNerdWalletUnbury.meHaven LifeWilling Thanks to Our Episode Sponsor: This episode was sponsored by Beach Body on Demand. Right now li…

Isn't it everyone's dream to wake up one morning and find a financial windfall in your bank account? I think that's why we all rush out to buy lottery tickets when the award is some obnoxiously high number - the hopes that we might find ourselves the lucky one in 175 million who strike it rich. However, coming into a financial windfall could also be a time of confusion - a time to pause and think about how you should spend the money wisely.  On This Podcast Episode: On this solo episode, I'm tackling a topic that seems like it's a pro but could cause some confusion and doubt. What would you do if you woke up tomorrow with more money in your hands due to a financial windfall?  I'm talking some of my favorite ideas for how you could be smart with your financial windfall, have some fun, and create a killer game plan that could leave you basking in the windfall for years. (And, of course, I sure hope you wake up one day a lottery winner...) Thanks for Tuning In: Thanks for tuni…

There's really no easier way to say this - your money thoughts have as much of an impact on achieving goals as the actual "how-to's" and practical advice about money. This is the message I've shared since the beginning of the podcast, and it's one that Michelle Bobrow from the Holistic Wallet shares as well. On This Podcast Episode: Meet Michelle Bobrow. She's built a whole brand around mind shifts in all areas of our lives, but particularly finances. Michelle focuses on money psychology to integrate healthy and balanced financial habits into our lives. Through strategic planning and mindful coaching, Michelle turns numbers into a work of art as she designs holistic budgets and sustainable systems for you to pay off your past, save for your future, and enjoy the present. (YES, that's what I'm talking about). We cover some good points:How the recession impacted her as a college student at the time and the lesson she learnedHow you can begin to create powerful money shifts right …

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Today's episode was inspired by a listener question wanting to know how to use their summer hours to check some items off the good ole' money checklist - the only problem is where to start. Your summer money checklist can be comprised of anything that you want to accomplish - but remember to keep it simple and relatively easy to accomplish so you'll make sure and stick with it. On This Podcast Episode: I'm dishing some of my favorite items that can go on your summer money checklist:Update your goalsCheck on your beneficiariesBoost your credit score (or check it out)Give your 401(k) a little loveNegotiate a bill These are my favs, but you can choose anything that you'd like to get checked off your list this summer. Think about all those loose ends that you haven't tied up yet.  Also, we're celebrating my birthday on this episode, and Jeff is joining us for a lightning round of questions all about me. Find out why we're talking about Kenny Rogers and animal crackers and so many …