Episodes

Taxes are one of those things that we just can’t avoid. And it always feels like tax time comes around awfully fast. Every year you send in more and more questions about all things taxes, so I decided to bring in an expert to answer them all. We recently did an episode all about side hustles and taxes, but in this episode, Enrolled Agent and Certified Financial Milton Rodriguez is back on the show to share his tips on what you need to know to file your taxes this year. In this episode, Milton tackles all of our tax questions including tax changes this year, tax credits you need to know about, how to uncover deductions that will save you money, what to do if you invested in crypto, and how to start planning for tax time.LinksMilton on LinkedInMilton on InstagramEpisode SponsorsFind out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting …

In a time when inflation is running wild, rent prices are surging, loads of money have been printed, and the world is changing rapidly, Bitcoin has emerged as a new hard currency that is gaining some serious legitimacy. Experts have said Bitcoin could trade at $1,000,000 by 2030, regardless of where Bitcoin is headed, what I can tell you is that digital currency is certainly something to learn more about. Our guest, Paul McNeal, is a tour de force when it comes to Bitcoin. Paul has been aware of Bitcoin since 2011 and he has methodically followed it daily. Paul pulls together the most relevant news articles, blog posts, videos, podcasts, and social media mentions to create "Crypto Watch' a daily brief sent before 9 AM EST. By the end of this episode, you’ll learn what Bitcoin is, who created it, why are we having wild swings, how much is Bitcoin going to be worth,  and the question you really want to know is, do I need to invest in Bitcoin.LinksThe Crypto Curator Paul on TwitterThe Bi…

In this special reboot of Shannah Shares, Community Q&A, I'm sharing how to prioritize your savings goals for the big stuff.Today’s Community question comes from Robbie:"Hi there, Shannah, thanks so much for taking the time to answer my question and for all the great money content. I’m seriously learning so much. I wish I would’ve had this podcast when I was in college. I’m in my mid 30’s now and I just feel like I’m playing catch up all the time. I make good money, between my partner and me around $300K a year. We live in Chicago though and it can be pretty expensive. We’ve got some goals we’re trying to save for - a wedding, a home purchase, and a big honeymoon trip. The problem is that we save money and then we tend to blow it on things that aren’t so important or need it for emergencies or just dump stuff. Can you help us figure out how to prioritize our money goals seeing as we want to save for big stuff? I feel like I could use a little of your tough love to get us on the ri…

The average American has 5-7 accounts and that can be a lot to remember, as our guest Brian Hamilton says, it's a cognitive load and creates financial anxiety. However, when it comes to saving money, the secret is to work with what you have and create some healthy savings habits You know how important saving money is but when it comes down to the actual act of saving, it can be a tricky thing to master. Our guest Brian Hamilton, is the Co-Founder and Chief Executive Officer at One, a digital challenger bank focused on restoring financial health for middle-class families through innovative credit and savings products. In this episode, he’s sharing how you can automate your savings to take conscious decision-making out of the process, and a few other stellar tips on your way to saving some serious cash this year. By the end of this episode, you’ll get your brain fired up to create healthy savings habits.LinksOneHow to Close Your Traditional Bank Account articleHow Does One Compare to Ot…

In a recent article on CNBC, more than half or 51% of Americans have less than three months' worth of emergency savings. The pandemic has definitely made a mark on savings, and in my opinion, really shown that you need more than 3 months worth of savings in your “all hell broke loose” fund. However, saving more money is often times difficult. What about making more money? In this episode, you'll learn about another idea to create passive income. Rachel Richards, who has been on this show before for her rental real estate empire, has also has built a substantial monthly income from her book sales on Amazon. Even if you don’t profess to be a writer, surely there is something you have to share - a skill, a talent, an idea, etc. Rachel’s here to pull back the curtains and share the behind-the-scenes story of how she built a cash-flowing self-publishing side hustle in just a few years, and how you can do the same.LinksRachel's Passive Income Starter KitMoney Honey bookPassive Income Aggres…

The question I get asked the most is, "how much money should I save for retirement." In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. There are endless calculators, blogs, and even podcasts that seek to answer this question. However, figuring out how much you need is a little more complex than completing a simple calculator. It all starts with visioning your future and understanding how much cash you'll need each year. From there, you can walk backwards into a target number that is right for your life. In this solo episode, I'm sharing 4 steps to figuring out how much money you save during your working years for retirement. LinksInvestopedia article, How Much Do I Need to RetireRetirement Income CalculatorNerdWallet article, How Much Should You Save for Retirement smartasset Retirement CalculatorHow to Train Your Brain to Achieve Money Goals episodeEpisode SponsorsA big thanks to our sponsors who made this ep…

If you're an entrepreneur or a side hustler, you need to know a few tax saving secrets that could save you thousands of dollars. Our guest, Carter Cofield, is a Certified Public Accountant (CPA) who is dedicated to helping entrepreneurs save money on taxes. He's spent years learning the best tax savings strategies so that he can teach them to entrepreneurs and business owners everywhere. He’s also the owner of Cofield’s Concepts which is a financial literacy website teaching people how to make more money, pay fewer taxes, and be their own boss! In this episode, we’re talking about how to maximize deductions including a few you might not know about when you should incorporate your business or side hustle, and how to best prepare yourself for tax season.LinksTax-Free Living E-bookBest Tax-Hacks for 2022 MasterclassSchedule a tax consultationCarter on InstagramEpisode SponsorsA big thanks to all our sponsors who make this episode possible:Find out how Upstart can lower your monthly debt …

Welcome back to another episode of Shannah Shares, Community Q&A where I tackle your listener questions. Today’s question comes from Reisha. “Hi Shannah. Thank you for taking the time to listen to my question. I really want to make 2022 better than the years prior. I’ve had a lot of anxiety and stress around money and just started realizing it after listening to your podcast. I always wondered why I would get so stressed out when I looked at my bank account, or when my credit card balance wasn’t decreasing so much, but then I would go and spend more money and get even more anxiety. It’s crazy to me that we do those sorts of things as humans. I do have a good job and make what most might consider a good income. But, things fall apart for me every month. I always think I will end up with more money left, which I don’t. I always think that I will just wake up one day and suddenly not be so stressed or anxious about money or my future, but I don’t. I heard you say in one episode a yea…

If you’re anything like me, you would love to know how to accelerate your path to prosperity. Now, that word means something different for all of us. Maybe prosperity is a dollar amount, or being able to have time and freedom in your day, maybe it’s becoming debt-free, or having a certain amount of money in your investment accounts. No matter what prosperity means to you, you need a roadmap to get there. Our guest, Louis Llanes is the founder of Wealthnet Investments, LLC and the author of a new book called Financial Freedom Blueprint. Louis also holds the Chartered Financial Analyst (CFA) and Chartered Market Technician (CMT) designations, an MBA from the University of Denver, and a BS in Finance from the University of Colorado - aka, he knows his stuff. In this episode, Louis shares the 7 seven steps to mapping your financial future to help you secure financial independence.LinksFinancial Freedom Blueprint bookWealthnet Investments, LLCEpisode SponsorsA big thanks to all our sponsor…

If you are in search of becoming financially free, you need to know these 5 principles of personal finance. Our guest on this episode, Curtis May, is the creator and owner of Practical Wealth Advisors and the host of The Practical Wealth Show Podcast. Curtis has been planning for individuals for more than 35 years, and he is passionate about helping his clients save money and live the very best life they can right now. In this episode, which by the way, you will need to listen to more than once to let all of Curtis’ tips and ideas really sink in, he is sharing his 5 principles of personal finance, the secret to truly achieving financial freedom, and 3 rules of investing that he thinks everyone needs to learn. Buckle your seatbelt, this episode is packed with gems.LinksPractical Wealth AdvisorsThe Practical Wealth Show PodcastEpisode SponsorsA big thanks to our sponsors who make this podcast possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART…

While it might not seem like a likely connection, your health is in fact directly tied to your ability to earn an income and create wealth. Our guest, Ras Asan, is the author of a new book, Heal Thy Hustle, which is a wellness guide for go-getters. If you’re a go-getter you know that cultivating healthy routines can be difficult. In this episode, Ras shares some eye-opening facts about the powerful money and wellness connection, the 4-step method to better health and wealth: recipes, routines, remedies, and revelations, and simple cost-effective tricks you can do today to start cultivating a healthy body and mind.LinksHeal Thy Hustle bookAbout RasRas on InstagramEpisode SponsorsA big thanks to all our sponsors who make this episode possible:Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp…

Welcome back to another episode of Shannah Shares, community Q&A. In this episode, I’m tackling a question from a MMP listener, Susanna. “Hi there, Shannah. I’ve been listening to the show for a while now and finally got up enough nerve to ask a question. I’m new at a company and looking all over the workplace benefit options has my head spinning. I don’t know how to place any value on what I’m being offered, or really, what to pick. I’m also really thinking about money lessons from the pandemic and how that shapes my benefits - like hello mental health benefits. Also,  I know I just started working for this company but I’m also considering making a big life change and start building my own business. Of course, if I do that, I loose out on all the juicy benefits…but again, I don’t even really know if those are of value. Ok, so you see, I’m lost here. I’d love to hear any tips from you or experts who can help guide me in valuing all of this and thinking about takeaways from the pan…

Are you ready to get out of debt? If you’ve ever tried it you know it’s tricky. You have to work on your relationship with money, be willing to change habits, and look at your money in a whole new light. Our guest, Erin Skye Kelly wrote her new book, Get the Hell Out of Debt, rooted in her story of getting out of over $2.1 million dollars in debt. Her book and this episode is a judgment-free zone jam-packed with tips to revolutionize your relationship with money and come up with a plan to get rid of your debt. You’ll learn how getting out of debt will open up opportunities to build wealth beyond what you can imagine, more about Erin’s personal debt-free journey, and small steps you can start taking today. LinksGet the Hell Out of Debt bookErin's websiteErin on InstagramEpisode SponsorsA big thanks to our sponsors who make this show possible.Find out how Upstart can lower your monthly debt payments today when you go to UPSTART.com/mymoney. I want you to start living a happier life toda…

It's that time of year again to set your money intentions for 2022. What do you want 2022 to look like? Do you have specific goals you want to achieve, and if so, why do they matter to you? Unlike resolutions, intentions are all about progress, rather than pass or fail. It’s time to set some money intentions for the year that you can achieve, that will change your life, and that will have you looking back at 2022 in awe of all the amazing things you’ve done. I'm walking you through my process of creating money intentions to jumpstart the new year off right in this special end of the year episode. Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/mi…

There were so many money lessons form 2021. Everything from the power of cash flow, to understanding economics, from how to move from budgeting to cash tracking, to understanding the emotional side of money. In this special episode, I'm sharing some of my best money lessons from this past year as well as all the guests that have graced this show. I hope you find some inspiration in these lessons. Here's to another great year. Episode Sponsors I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney.  Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . FOLLOW & SHARE Leave us a 5-star review. Head to this link and let us know why you love the show. Reviews help us continue to grow and bring on more amazing guests. Thank you in advance! http://bit.ly/millennial-money. Love this episode? Share it with a…

Learning how to invest in stocks requires one rule - that you throw out the old rules and learn the new way to build wealth. Our guest, Joe Percoco, and his business partner, Clay Gardner, were frustrated that millennials only had two options for investing: buying and selling stocks themselves or investing in a market-weighted index. So they decided to create a third option. Joe is the co-founder and co-CEO of Titan, a fintech startup whose aim is to become this century’s answer to Fidelity Investments. With 500% growth in the last 12 months, 30,000+ users, nearly 1 billion in assets under management and a recent valuation of $450 Million - backed by investors like Andreessen Horowitz, Kevin Durant, Odell Beckham Jr. and Will Smith - it’s safe to say that Titan is well on its way to ushering in a new capital order. In this episode, you'll learn how to make money according to Joe, the new rules to investing, how to align your investing choices with your ethics, and so much more. …

I’m going to keep this simple. Money doesn’t always have to be used for expensive purchases or saved to pay off emotionally charged debt like student loans. Sometimes, money can be used for simple, easy to accomplish money steps. In this special reboot episode, I'm sharing 8 small and affordable money steps you can take right now and explaining why small steps can make a big difference with your money and goals. Episode Sponsors A big thanks to our sponsors who make this podcast possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the app and sign up using code MMPOD. I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by visiting our sponsor at http://www.betterhelp.com/mymoney. FOLLOW & SH…

What is the secret recipe to living a profitable life? A life that is about more than just the amount of money you make. In this episode, entrepreneur and author of the new book Life Profitability, Adii Pienaar, shares with you why you need to create what he calls a life portfolio. Adii’s personal journey enabled him to discover a rich, fulfilling life that coincides with a sustainable strategy for success in all areas of life. In this special reboot episode, you'll discover ways to create a profitable life, what a life portfolio is and why you need one, and powerful ways to understand your impact int he world. LinksLife Profitability bookAdii's websiteThe Values Factor book Episode Sponsors A big thanks to our sponsors who make this podcast possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . I want you to start living a happier life today. As a listener, you’ll get 10% off your first month by vis…

To achieve success with your money, you must learn how to master your money mindset. You definitely need to know what to do with your money but your relationship with money is paramount. I thought it might be fun to wrap up the month doing a little mashup of some of the most impactful ideas to remind you that mastering your mindset is well within your reach. Not to mention, the benefits of doing so will be felt in every area of your life from your relationships, to your career, your relationship with yourself and of course your money situation. In this special reboot episode, you'll learn how to create holistic wealth with Keisha Blair, how to make your money happy with Ken Honda, and learn how to overcome life's setbacks with Michaela Renee Johnson, and so much more. LinksMake Your Money Happy with Ken HondaTurn Your Stumbling Blocks Into Stepping Stones with Michaela Renee JohnsonHow to Create Holistic Wealth with Keisha Blair Episode Sponsors A big thanks to all our sponsor…

This episode of Shannah Shares was inspired by a listener question from Selena: "Hi, Shannah and everyone at Millennial Money. I was so excited to find your podcast last year in the midst of a very tough money year and really a tough year all around. I was feeling super down about my money and not being able to hit my goals. I just want to first say that you helped me get rid of some stress, sleep better, and hit my goal of fully funding my Roth IRA in 2020. This year, I wanted to go deeper, start stock investing, pay off some debt and get more of a money vision together, and I was like, let me see what my girl Shannah has to say. I’m so happy to report that I’ve checked all of those off my list even without making any additional money. Seriously, when you say we can do it, you actually mean it. I tell all my friends about this show. Ok, my question. I’m hearing a lot about inflation and the holidays and I don’t totally understand why I should care. I’m in my early 40’s and have hear…

It's time to learn how to start investing in Cryptocurrnecy, Bitcoin, Altcoins, and NFTs. No longer a passing fad, crypto is here to stay. Before you start investing all your money, you'll want to listen to this second part of our episode series on cryptocurrency. On today's reboot episode, crypto expert and the hostess of the Crypt Keepers’ Club, Kendy, is here to break down what you need to know to start investing in crypto with a bit of strategy, including how much you should invest and what are the tax consequences of investing. LinksCryptkeepers.clubHow to pick an exchangeGithub code repositoryCan Crypto and Bitcoin Make You Rich podcast episode Episode Sponsors Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get started. You could save 50% or more by comparin…

The end of the year is a great time focus on your money and find ways to save more, spend better and achieve your goals. Our guest, Autumn Lax, is a Certified Financial Planner™ and Wealth Management Specialist℠ with Drucker Wealth Management. In this episode, Autumn is sharing her end of the year money checklist to help you close out 2021 like a pro. We talk about how to create an annual budget planning session, why you might want to harvest some of your tax losses, how to maximize your benefits before the year ends, and what to do to set yourself up money wise for a brand new year. Links Autumn Lax on LinkedIn Drucker Wealth Episode Sponsors A big thanks to all our sponsors who make this episode possible. Join the fastest growing venture capital investment community and invest in IntellAct at http://www.ourcrowd.com/mymoney . Make it the year you finally cross life insurance off your list, and get protection for your loved ones. Go to http://www.policygenius.com and get st…

In this episode of Shannah Shares, Community Q&A, I'm answering a listener question about how to deal with anxiety, stress, and depression around money. "Hey Shannah, I love the podcast. Thanks so much for all that you do. I had a personal question that I'm hoping you'd be willing to share more about. I have a lot of anxiety around money. It feels overwhelming to me honestly. I've been depressed, but mainly just feeling like I stress out about everything around money. I know you say that you can't make good money decisions when you are stressed or anxious. Would you mind sharing some tips and a bit more about your story of struggling with money anxiety. I know you've mentioned it a few times on the show, you might've even had an episode, I just can't remember, but I really appreciate your honesty. It helps me feel not so alone. Thanks again for being the place where we all feel safe to talk about this stuff. It certainly isn't easy and I'm sure someone else feels the same way." B…

There's a lot to know when you buy a diamond. What size should diamond should you buy, how to save money, and where to buy a diamond are all common questions. Michael Fried is the CEO of Diamond Pro,  an affiliate website that offers unbiased information and objective guides. He is a diamond expert, and in this episode Michael shares what you need to know to save you time and money when shopping for a diamond. We talk about how you value a diamond, why you should buy a diamond online, what to do if you want to upgrade your diamond, and of course, how to find the best deals. This is one of those episodes you need to send to all your friends so we can all become wise diamond buyers. Links Diamond Pro Diamond Education About Michael Fried Episode Sponsors A big thanks to our sponsors who make this podcast possible. Start investing with as little as $1 and get a free slice of stock up to $50 when you join Public.com today. Visit http://www.public.com/MMPOD to download the ap…